The Real Estate Financial Planner Blog

Over the years, I’ve seen several articles, blog posts and podcast episodes that share with you the best real estate investing strategies. But, none has really taken a mathematical approach. That’s what I intend to do here using a comprehensive list of the best real estate investing strategies and the Real Estate Financial Planner™ software to do the math. Creative Financing Owner Financing (including Richard Roop’s The Ultimate Strategy™) Wrap Financing including Pre-Foreclosures Loan Assumption Rent-To-Own/Lease-Option Family including Master Leases * Sandwich Lease-Options Agreement-For-Deed Family Subject To including pre-foreclosures Buy and Hold including Short-Term Rentals and assisted living Quick Turn/Flip … Read more

Not willing to wait 40 years to achieve financial independence? Maybe you’re not 25 years old anymore and you NEED to speed up the saving process. If you’d like to learn how to speed up saving for retirement, then read on because we cover that topic in detail below. Defining Retirement Money Requirements So We Can Optimize Before we can optimize our speed saving for retirement, it is important to understand the retirement money requirements. To be able to support yourself in retirement you need enough money to cover your expenses. Seems obvious enough, but let’s look at the component … Read more

Was reading Shane Parrish’s Farnam Street email newsletter yesterday about Stability and wanted to expand on it for real estate investors. Shane points out that there are two types of stability: passive and active. He goes one to talk about how passive stability requires no intervention while active stability does require intervention. In general, real estate has active stability. If you don’t pay taxes on your property—even if it is free and clear—you’ll lose it. However, I think some parts of real estate investing can be broken down as passive or active. For real estate investors, here are some examples … Read more

If you’re interested in learning how to invest in rental properties on your journey toward financial independence, then you’ve found the right place. Many folks seek rentals because they believe that they provide superior returns compared to other investments like stocks, bonds, notes and speculating in commodities and cryptocurrencies. The returns you can earn buying rentals break down into four component areas that we often discuss with the Return Quadrants™. Some folks have traditional described this using the acronym that real estate is the IDEAL investment. Where: I = Income D = Depreciation (tax benefits) E = Equity build-up A … Read more