IMPORTANT NOTE: This content is included with the Plus Membership
Real Estate Investor Financing After Coronavirus
by Nolan Bauwens
Estimated Monthly Payments - All Loans
Has financing for buy-and-hold real estate investors, Nomads™ and house hackers changed since COVID? How so? How do you finance buying your investment properties?
In this class you'll learn:
What's changed with COVID?
The math behind forbearances and why you may not want to take one
Lender selection - going beyond just the lowest cost
Different lenders, different loan programs - not all lenders are the same
A brief discussion of Private Mortgage Insurance (PMI) as it applies to investors and Nomads™ (see full class on Private Mortgage Insurance for the 2 hour version)
What financing is Nomad™ approved and which to avoid
Nothing down loan programs we can use in our current market
A brief discussion of funding fees
Is creative financing really nothing down (subject to, lease-option, agreement for deed, owner financing, wrap financing, etc)
Down payment assistance programs
The what, how and when of 3.5% down payment FHA financing (for investors)
Conventional financing - the financing we can come back to many times as we acquire more properties
The pros and cons of portfolio lenders and portfolio financing
Commercial financing - a necessary evil for some types of deals and why you should avoid it on other deals
A brief discussion of financing your acquisitions with private money, hard money and partnerships
A discussion of Home Equity Lines of Credit (HELOCs), owner financing, all cash purchases and using life insurance, retirement accounts to purchase properties
A chart-based comparison of loan types looking at how interest rates, down payments and loan type impact your monthly payment and therefore your returns
Charts comparing monthly payments for non-owner-occupant (investor) loans and owner-occupant loans (that Nomads™ might use to acquire properties before eventually converting them to rentals)
A discussion of 15% non-owner-occupant loans versus 20% down payments... is waiting to have an extra 5% worth it?
The extra return on investment (ROI) from additional down payments from 15% to 40% down
Comparing Nomad™ to a variety of non-owner-occupant down payments and why Nomad™ is amazing
Loan planning... the surprisingly difficult puzzle of which loan to do first, second, etc.
Changing interest rates... a brief discussion of whether to buy down your interest rate or not to improve cash flow
Nomad™ loan basics including the recommended loan order for Nomads™
The income required to qualify for loans - a discussion of debt-to-income ratios (especially Nomads™ that are in markets with negative cash flow)
Accessing equity in properties
Preparing for financing... getting your financial house in order
Finding a lender and lender interview questions
Tips for applying for loans
What financing work you'll need to have done prior to looking at properties
Plus much more...
Duration: 2 hours and 10 minutes
Recorded: May 13, 2020
Instructor: James Orr
And, it is all covered by an unconditional 30-day money back guarantee... try it for 30 days and if you don't agree these are some of the best real estate investing training classes and tools you've ever seen, at any price... simply request a full, no-questions-asked refund.
The World's Greatest Real Estate Deal Analysis Spreadsheet™ 
How to Improve Cash Flow on Rentals Checklist
And, it is all covered by an unconditional 30-day money back guarantee... try it for 30 days and if you don't agree these are some of the best real estate investing training classes and tools you've ever seen, at any price... simply request a full, no-questions-asked refund.