The Real Estate Financial Planner Blueprint™
Sam Sells His Way To Financial Independence

Purchased 20% Down Rental 5 Property
Bought in Month 72

We have a Rule that has you buying the 20% Down Rental 5 Property when your Account balance in the All-In-One Checking Account Account reaches $20,000 (which we adjust for inflation to be worth $22,486.11 in Month 72). The following is a chart showing the balance of All-In-One Checking Account Account from the start of the Scenario to Month 72 after we've adjusted for all the income and expenses for the entire month.

To purchase the 20% Down Rental 5 Property, we're assuming you're getting a 20% down payment loan. With a $275,426.81 purchase price that means you need to have $55,085.36 for down payment.

The total cost to close must also include the rent ready costs ($0) and closing costs ($5,508.54) minus any seller concessions ($0).

Description Amount
Down Payment $55,085.36
Rent Ready Costs $0
Closing Costs $5,508.54
Seller Concessions $0
Total Cost To Close: $60,593.90

The monthly rent on this Property is $1,850.12 per month.

Return in Dollars + Reserves

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Subject-To Property 12* $0 -$1,258 $431 $0 $101 -$727
Subject-To Property 13* $987 -$1,110 $841 $111 $220 $1,049
Subject-To Property 14* $1,015 -$199 $1,206 $223 $298 $2,542
Subject-To Property 15* $2,628 -$860 $1,769 $335 $488 $4,360
Subject-To Property 16* $549 -$607 $2,691 $561 $753 $3,948
Subject-To Property 17* $1,809 $612 $2,875 $674 $765 $6,735
Subject-To Property 18 $7,078 $2,947 $4,930 $1,384 $1,502 $17,841
Subject-To Property 19 $6,085 $2,559 $5,026 $1,387 $1,527 $16,583
20% Down Rental 1 $722 $1,486 $3,633 $1,414 $1,684 $8,939
20% Down Rental 2 $6,022 $671 $3,593 $1,420 $1,671 $13,377
20% Down Rental 3 $5,617 $851 $3,557 $1,426 $1,680 $13,131
20% Down Rental 4 $5,484 $776 $3,545 $1,433 $1,685 $12,923
20% Down Rental 5 $4,831 $2,143 $3,252 $1,437 $1,607 $13,271
Totals: $42,828 $8,010 $37,350 $11,803 $13,982 $113,972
* Denotes a property that had no rent for at least part of the period covered.

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $2,500 and a Ideal Target Monthly Income in Retirement™ of $6,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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