The Real Estate Financial Planner Blueprint™
Sam Sells His Way To Financial Independence

Purchased 20% Down Rental 1 Property
Bought in Month 61

We have a Rule that has you buying the 20% Down Rental 1 Property when your Account balance in the All-In-One Checking Account Account reaches $20,000 (which we adjust for inflation to be worth $22,081.62 in Month 61). The following is a chart showing the balance of All-In-One Checking Account Account from the start of the Scenario to Month 61 after we've adjusted for all the income and expenses for the entire month.

To purchase the 20% Down Rental 1 Property, we're assuming you're getting a 20% down payment loan. With a $271,152.76 purchase price that means you need to have $54,230.55 for down payment.

The total cost to close must also include the rent ready costs ($0) and closing costs ($5,423.06) minus any seller concessions ($0).

Description Amount
Down Payment $54,230.55
Rent Ready Costs $0
Closing Costs $5,423.06
Seller Concessions $0
Total Cost To Close: $59,653.61

The monthly rent on this Property is $1,824.49 per month.

Return in Dollars + Reserves

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Subject-To Property 6* $0 -$1,242 $425 $0 $99 -$717
Subject-To Property 7* $2,700 -$507 $2,161 $432 $602 $5,388
Subject-To Property 8* $3,280 $675 $3,419 $764 $972 $9,110
Subject-To Property 9* $2,902 -$477 $3,927 $877 $1,117 $8,346
Subject-To Property 10* $1,805 -$576 $4,357 $992 $1,242 $7,820
Subject-To Property 11* $4,391 -$714 $4,811 $1,102 $1,375 $10,965
Subject-To Property 12* $4,992 -$152 $5,089 $1,216 $1,468 $12,613
Subject-To Property 13 $7,051 $1,432 $4,959 $1,330 $1,459 $16,230
Subject-To Property 14 $6,242 $5,000 $4,733 $1,335 $1,288 $18,597
Subject-To Property 15 $6,085 $1,659 $5,200 $1,342 $1,533 $15,819
Subject-To Property 16 $5,878 $1,164 $5,259 $1,346 $1,550 $15,197
Subject-To Property 17 $5,316 $1,786 $4,809 $1,348 $1,444 $14,702
Subject-To Property 18 $6,693 $1,901 $4,775 $1,384 $1,494 $16,246
Subject-To Property 19 $5,872 $1,553 $4,867 $1,387 $1,520 $15,198
20% Down Rental 1 $6,573 $2,471 $3,202 $1,414 $1,588 $15,248
20% Down Rental 2 $3,804 $1,453 $2,030 $946 $1,021 $9,254
20% Down Rental 3 $197 $1,301 $868 $475 $469 $3,309
20% Down Rental 4 $751 $1,207 $289 $239 $191 $2,676
20% Down Rental 5 $746 $1,158 $0 $120 $51 $2,075
Totals: $75,277 $19,094 $65,181 $18,048 $20,481 $198,080
* Denotes a property that had no rent for at least part of the period covered.

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $2,500 and a Ideal Target Monthly Income in Retirement™ of $6,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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