The Real Estate Financial Planner Blueprint™
Sam Sells His Way To Financial Independence

Achieved Financial Independence
First achieved in Month 39

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $2,500 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 39.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Subject-To Property 2* $2,438 -$559 $1,660 $312 $457 $4,309
Subject-To Property 3* $1,982 -$770 $2,059 $417 $572 $4,261
Subject-To Property 4 $5,304 $2,477 $4,761 $1,281 $1,430 $15,253
Subject-To Property 5 $3,954 $2,102 $4,944 $1,286 $1,482 $13,768
Subject-To Property 6 $5,561 $1,324 $4,864 $1,289 $1,463 $14,501
Subject-To Property 7 $6,770 $924 $4,915 $1,295 $1,490 $15,394
Subject-To Property 8 $5,004 $1,806 $4,838 $1,310 $1,483 $14,441
Subject-To Property 9 $5,588 $401 $4,933 $1,316 $1,509 $13,748
Subject-To Property 10 $4,871 $655 $4,918 $1,323 $1,510 $13,277
Subject-To Property 11 $5,051 $904 $4,930 $1,322 $1,517 $13,723
Subject-To Property 12 $7,673 $1,029 $4,773 $1,327 $1,480 $16,282
Subject-To Property 13 $5,865 $1,429 $4,652 $1,330 $1,453 $14,728
Subject-To Property 14 $8,276 $3,354 $4,075 $1,335 $1,310 $18,350
Subject-To Property 15 $7,346 $1,961 $4,076 $1,230 $1,290 $15,904
Subject-To Property 16 $2,985 $1,771 $3,307 $1,009 $1,051 $10,123
Subject-To Property 17 $4,651 $2,433 $2,650 $898 $862 $11,494
Totals: $83,321 $21,240 $66,357 $18,281 $20,359 $209,558
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Subject-To Property 4 9.94% 4.64% 8.92% 2.40% 2.68% 28.59%
Subject-To Property 5 8.43% 4.48% 10.53% 2.74% 3.16% 29.33%
Subject-To Property 6 10.96% 2.61% 9.59% 2.54% 2.89% 28.59%
Subject-To Property 7 15.58% 2.13% 11.32% 2.98% 3.43% 35.44%
Subject-To Property 8 11.75% 4.24% 11.36% 3.08% 3.48% 33.90%
Subject-To Property 9 13.83% 0.99% 12.21% 3.26% 3.73% 34.02%
Subject-To Property 10 12.12% 1.63% 12.24% 3.29% 3.76% 33.03%
Subject-To Property 11 13.29% 2.38% 12.97% 3.48% 3.99% 36.10%
Subject-To Property 12 17.04% 2.28% 10.60% 2.95% 3.29% 36.15%
Subject-To Property 13 11.94% 2.91% 9.47% 2.71% 2.96% 29.98%
Subject-To Property 14 13.84% 5.61% 6.81% 2.23% 2.19% 30.69%
Subject-To Property 15 21.40% 5.71% 11.87% 3.58% 3.76% 46.33%
Subject-To Property 16 12.93% 7.67% 14.32% 4.37% 4.55% 43.84%
Subject-To Property 17 13.34% 6.98% 7.60% 2.58% 2.47% 32.96%
Totals: 13.11% 3.75% 10.41% 2.92% 3.21% 33.39%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $2,500 and a Ideal Target Monthly Income in Retirement™ of $6,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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