Real Estate Financial Planner™
Achieve Financial Independence with Real Estate, Minus the Hype
Welcome to the financing category! Here, we’ll dive into everything you need to know about funding your real estate ventures.
Whether you’re a newbie or a seasoned pro, getting the right financing can make or break your deals.
From conventional loans to creative financing options, we’ve got you covered.
So, grab a coffee and get ready to explore the world of real estate financing!
Commercial financing is typically used for larger real estate transactions, including properties with five or more units, mixed-use properties, or commercial buildings. These loans are structured differently from residential loans and often focus more on the property’s income-generating potential. Unlike more traditional residential financing, they have much more varied qualifications and terms making it more … Read more
Portfolio Lenders Portfolio lender financing is a great option when you’ve maxed out the number of conventional loans you can take or if you need more flexibility. Portfolio lenders, usually smaller banks or credit unions, keep these loans on their own books rather than selling them, allowing them to set their own rules. Let’s explore … Read more
You’re considering FHA financing for your real estate investment. It’s a popular choice for first-time home buyers and those with lower credit scores. FHA loans are great if you’re looking to live in the property as a Nomad™ before converting it to a rental. Let’s explore FHA loans in detail. Eligibility/Requirements To qualify for an … Read more
You can use conventional financing for your real estate investments. It’s one of the most common and flexible options out there for a variety of real estate investing strategies, especially if you’re planning to live in the property first as a house hacker or Nomad™ before converting it to a rental or for buy and … Read more
If you’re looking to invest in a rural property, the USDA loan can be an excellent option. It’s a zero-down financing program designed to promote homeownership in less densely populated areas. But, you will likely be very limited in your ability to rent it out so this will largely be for appreciation and debt paydown … Read more
There are several ways to invest in real estate without a down payment, but the two primary loan programs that allow you to do this are VA loans and USDA loans. Both are government-backed loan programs designed to make homeownership more accessible to specific groups, and both offer 100% financing, meaning you don’t need to … Read more
Real estate investors often utilize a variety of financing options to fund their investment properties. While traditional financing options like Conventional loans, FHA, VA, and USDA loans are popular, they may not always be the best fit for every investment strategy. That’s where hard money loans come into play. In this post, we’ll discuss what … Read more