Vancouver Deal Analysis
Let's look at deal analysis for Vancouver, WA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Vancouver, Washington Nomad™ Property with 10% Higher Rents
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Typical Vancouver, Washington Nomad™ Property with 10% Higher Rents
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Purchase Inputs
|
|
|
Percents
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Dollars/#
|
|
ARV
|
|
$460,843
|
|
Purchase Price
|
|
$460,843
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$23,042
|
|
Closing Costs
|
1.000%
|
$4,608
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$58,724
|
|
Total Invested
|
|
$86,375
|
|
Mortgage
|
|
Mortgage Amount
|
|
$437,800.85
|
|
Mortgage Interest Rate
|
6.500%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$310.11
|
|
Drop PMI LTV
|
80.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$2,943
$2942.94
|
|
Other Income
|
|
$0
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|
Annual Expenses
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|
Vacancy Rate
|
3.000%
|
$1,059
|
|
Property Taxes
|
1.025%
|
$4,724
|
|
Property Insurance
|
0.229%
|
$1,055
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
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|
Land Value
|
15.000%
|
$69,126
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$474,668 |
$488,908 |
$503,576 |
$518,683 |
$534,243 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$13,825 |
$14,240 |
$14,667 |
$15,107 |
$15,560 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,943 |
$3,031 |
$3,122 |
$3,216 |
$3,312 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,943 |
$3,031 |
$3,122 |
$3,216 |
$3,312 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$88 |
$91 |
$94 |
$96 |
$99 |
| Monthly Gross Operating Income |
$2,855 |
$2,940 |
$3,029 |
$3,119 |
$3,213 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$35,315 |
$36,375 |
$37,466 |
$38,590 |
$39,748 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$35,315 |
$36,375 |
$37,466 |
$38,590 |
$39,748 |
| Annual Vacancy Dollar |
$1,059 |
$1,091 |
$1,124 |
$1,158 |
$1,192 |
| Annual Gross Operating Income |
$34,256 |
$35,283 |
$36,342 |
$37,432 |
$38,555 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.025% |
1.025% |
1.025% |
1.025% |
1.025% |
| Property Taxes Dollar |
$4,724 |
$4,865 |
$5,011 |
$5,162 |
$5,316 |
| Insurance Percent |
0.229% |
0.229% |
0.229% |
0.229% |
0.229% |
| Insurance Dollar |
$1,055 |
$1,087 |
$1,120 |
$1,153 |
$1,188 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,426 |
$3,528 |
$3,634 |
$3,743 |
$3,856 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$9,205 |
$9,481 |
$9,765 |
$10,058 |
$10,360 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$25,051 |
$25,803 |
$26,577 |
$27,374 |
$28,195 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$33,206 |
$33,206 |
$33,206 |
$33,206 |
$33,206 |
| Principal |
$4,893 |
$5,221 |
$5,571 |
$5,944 |
$6,342 |
| Interest |
$28,313 |
$27,985 |
$27,636 |
$27,262 |
$26,864 |
| Loan Balance at End of Year |
$432,907 |
$427,686 |
$422,115 |
$416,172 |
$409,830 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$3,721 |
$3,721 |
$3,721 |
$3,721 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$41,761 |
$61,222 |
$81,460 |
$102,511 |
$124,414 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$11,876 |
-$11,125 |
-$10,351 |
-$9,554 |
-$5,011 |
| Monhtly Cash Flow |
-$990 |
-$927 |
-$863 |
-$796 |
-$418 |
| Cash on Cash Return on Investment |
-0.137% |
-0.129% |
-0.120% |
-0.111% |
-0.058% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |