Tacoma Deal Analysis
Let's look at deal analysis for Tacoma, WA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Tacoma, Washington Nomad™ Property with 10% Higher Rents
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Typical Tacoma, Washington Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
|
|
ARV
|
|
$450,704
|
|
Purchase Price
|
|
$450,704
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$22,535
|
|
Closing Costs
|
1.000%
|
$4,507
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$57,388
|
|
Total Invested
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$84,431
|
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Mortgage
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|
Mortgage Amount
|
|
$428,168.80
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|
Mortgage Interest Rate
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6.500%
|
|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$303.29
|
|
Drop PMI LTV
|
80.000%
|
|
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Income
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|
Monthly Rent
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|
$2,945
$2945.25
|
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Other Income
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|
$0
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|
Annual Expenses
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Vacancy Rate
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3.000%
|
$1,060
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Property Taxes
|
1.180%
|
$5,318
|
|
Property Insurance
|
0.229%
|
$1,032
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
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Maintenance
|
10.000%
|
|
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CapEx
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|
$0
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Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$67,606
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$464,225 |
$478,152 |
$492,496 |
$507,271 |
$522,489 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$13,521 |
$13,927 |
$14,345 |
$14,775 |
$15,218 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,945 |
$3,034 |
$3,125 |
$3,218 |
$3,315 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,945 |
$3,034 |
$3,125 |
$3,218 |
$3,315 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$88 |
$91 |
$94 |
$97 |
$99 |
| Monthly Gross Operating Income |
$2,857 |
$2,943 |
$3,031 |
$3,122 |
$3,215 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$35,343 |
$36,403 |
$37,495 |
$38,620 |
$39,779 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$35,343 |
$36,403 |
$37,495 |
$38,620 |
$39,779 |
| Annual Vacancy Dollar |
$1,060 |
$1,092 |
$1,125 |
$1,159 |
$1,193 |
| Annual Gross Operating Income |
$34,283 |
$35,311 |
$36,371 |
$37,462 |
$38,585 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.180% |
1.180% |
1.180% |
1.180% |
1.180% |
| Property Taxes Dollar |
$5,318 |
$5,478 |
$5,642 |
$5,811 |
$5,986 |
| Insurance Percent |
0.229% |
0.229% |
0.229% |
0.229% |
0.229% |
| Insurance Dollar |
$1,032 |
$1,063 |
$1,095 |
$1,128 |
$1,162 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,428 |
$3,531 |
$3,637 |
$3,746 |
$3,859 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$9,779 |
$10,072 |
$10,374 |
$10,685 |
$11,006 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$24,504 |
$25,239 |
$25,996 |
$26,776 |
$27,579 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$32,476 |
$32,476 |
$32,476 |
$32,476 |
$32,476 |
| Principal |
$4,786 |
$5,106 |
$5,448 |
$5,813 |
$6,202 |
| Interest |
$27,690 |
$27,370 |
$27,028 |
$26,663 |
$26,273 |
| Loan Balance at End of Year |
$423,383 |
$418,277 |
$412,828 |
$407,015 |
$400,813 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$3,639 |
$3,639 |
$3,639 |
$3,639 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$40,842 |
$59,875 |
$79,668 |
$100,256 |
$121,677 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$11,611 |
-$10,876 |
-$10,119 |
-$9,339 |
-$4,896 |
| Monhtly Cash Flow |
-$968 |
-$906 |
-$843 |
-$778 |
-$408 |
| Cash on Cash Return on Investment |
-0.138% |
-0.129% |
-0.120% |
-0.111% |
-0.058% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |