Arlington Deal Analysis
Let's look at deal analysis for Arlington, TX and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Arlington, Texas Rental Property
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Typical 20% Down Payment Arlington, Texas Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$288,341
|
|
Purchase Price
|
|
$288,341
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$57,668
|
|
Closing Costs
|
1.000%
|
$2,883
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$86,085
|
|
Total Invested
|
|
$146,636
|
|
Mortgage
|
|
Mortgage Amount
|
|
$230,672.80
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$1,995
$1995.00
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$718
|
|
Property Taxes
|
2.195%
|
$6,329
|
|
Property Insurance
|
1.419%
|
$4,092
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$43,251
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$296,991 |
$305,901 |
$315,078 |
$324,530 |
$334,266 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$8,650 |
$8,910 |
$9,177 |
$9,452 |
$9,736 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$1,995 |
$2,055 |
$2,116 |
$2,180 |
$2,245 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$1,995 |
$2,055 |
$2,116 |
$2,180 |
$2,245 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$60 |
$62 |
$63 |
$65 |
$67 |
| Monthly Gross Operating Income |
$1,935 |
$1,993 |
$2,053 |
$2,115 |
$2,178 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$23,940 |
$24,658 |
$25,398 |
$26,160 |
$26,945 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$23,940 |
$24,658 |
$25,398 |
$26,160 |
$26,945 |
| Annual Vacancy Dollar |
$718 |
$740 |
$762 |
$785 |
$808 |
| Annual Gross Operating Income |
$23,222 |
$23,918 |
$24,636 |
$25,375 |
$26,136 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
2.195% |
2.195% |
2.195% |
2.195% |
2.195% |
| Property Taxes Dollar |
$6,329 |
$6,519 |
$6,715 |
$6,916 |
$7,123 |
| Insurance Percent |
1.419% |
1.419% |
1.419% |
1.419% |
1.419% |
| Insurance Dollar |
$4,092 |
$4,214 |
$4,341 |
$4,471 |
$4,605 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$2,322 |
$2,392 |
$2,464 |
$2,538 |
$2,614 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$12,743 |
$13,125 |
$13,519 |
$13,924 |
$14,342 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$10,479 |
$10,793 |
$11,117 |
$11,451 |
$11,794 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$18,416 |
$18,416 |
$18,416 |
$18,416 |
$18,416 |
| Principal |
$2,343 |
$2,513 |
$2,694 |
$2,889 |
$3,098 |
| Interest |
$16,073 |
$15,903 |
$15,722 |
$15,527 |
$15,318 |
| Loan Balance at End of Year |
$228,330 |
$225,817 |
$223,123 |
$220,234 |
$217,136 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$68,662 |
$80,084 |
$91,955 |
$104,296 |
$117,130 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$7,937 |
-$7,623 |
-$7,299 |
-$6,965 |
-$6,622 |
| Monhtly Cash Flow |
-$661 |
-$635 |
-$608 |
-$580 |
-$552 |
| Cash on Cash Return on Investment |
-0.054% |
-0.052% |
-0.050% |
-0.048% |
-0.045% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |