Beaverton Deal Analysis
Let's look at deal analysis for Beaverton, OR and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Beaverton, Oregon Rental Property
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Typical 20% Down Payment Beaverton, Oregon Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$522,350
|
|
Purchase Price
|
|
$522,350
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$104,470
|
|
Closing Costs
|
1.000%
|
$5,224
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$79,916
|
|
Total Invested
|
|
$189,609
|
|
Mortgage
|
|
Mortgage Amount
|
|
$417,880
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$2,935
$2934.75
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$1,057
|
|
Property Taxes
|
1.275%
|
$6,660
|
|
Property Insurance
|
0.283%
|
$1,478
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$78,353
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$538,021 |
$554,161 |
$570,786 |
$587,910 |
$605,547 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$15,671 |
$16,141 |
$16,625 |
$17,124 |
$17,637 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,935 |
$3,023 |
$3,113 |
$3,207 |
$3,303 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,935 |
$3,023 |
$3,113 |
$3,207 |
$3,303 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$88 |
$91 |
$93 |
$96 |
$99 |
| Monthly Gross Operating Income |
$2,847 |
$2,932 |
$3,020 |
$3,111 |
$3,204 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$35,217 |
$36,274 |
$37,362 |
$38,483 |
$39,637 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$35,217 |
$36,274 |
$37,362 |
$38,483 |
$39,637 |
| Annual Vacancy Dollar |
$1,057 |
$1,088 |
$1,121 |
$1,154 |
$1,189 |
| Annual Gross Operating Income |
$34,160 |
$35,185 |
$36,241 |
$37,328 |
$38,448 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.275% |
1.275% |
1.275% |
1.275% |
1.275% |
| Property Taxes Dollar |
$6,660 |
$6,860 |
$7,066 |
$7,278 |
$7,496 |
| Insurance Percent |
0.283% |
0.283% |
0.283% |
0.283% |
0.283% |
| Insurance Dollar |
$1,478 |
$1,523 |
$1,568 |
$1,615 |
$1,664 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,416 |
$3,519 |
$3,624 |
$3,733 |
$3,845 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$11,554 |
$11,901 |
$12,258 |
$12,626 |
$13,004 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$22,606 |
$23,284 |
$23,983 |
$24,702 |
$25,444 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$33,362 |
$33,362 |
$33,362 |
$33,362 |
$33,362 |
| Principal |
$4,245 |
$4,552 |
$4,881 |
$5,234 |
$5,612 |
| Interest |
$29,117 |
$28,810 |
$28,481 |
$28,128 |
$27,750 |
| Loan Balance at End of Year |
$413,635 |
$409,083 |
$404,202 |
$398,969 |
$393,357 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$124,385 |
$145,078 |
$166,583 |
$188,941 |
$212,190 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$10,756 |
-$10,078 |
-$9,379 |
-$8,660 |
-$7,919 |
| Monhtly Cash Flow |
-$896 |
-$840 |
-$782 |
-$722 |
-$660 |
| Cash on Cash Return on Investment |
-0.057% |
-0.053% |
-0.049% |
-0.046% |
-0.042% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |