Broken Arrow Deal Analysis
Let's look at deal analysis for Broken Arrow, OK and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Broken Arrow, Oklahoma Rental Property
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Typical 20% Down Payment Broken Arrow, Oklahoma Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$218,433
|
|
Purchase Price
|
|
$218,433
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$43,687
|
|
Closing Costs
|
1.000%
|
$2,184
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$13,995
|
|
Total Invested
|
|
$59,866
|
|
Mortgage
|
|
Mortgage Amount
|
|
$174,746.40
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$1,916
$1916.25
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$690
|
|
Property Taxes
|
1.164%
|
$2,543
|
|
Property Insurance
|
3.010%
|
$6,575
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
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|
Land Value
|
15.000%
|
$32,765
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$224,986 |
$231,736 |
$238,688 |
$245,848 |
$253,224 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$6,553 |
$6,750 |
$6,952 |
$7,161 |
$7,375 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$1,916 |
$1,974 |
$2,033 |
$2,094 |
$2,157 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$1,916 |
$1,974 |
$2,033 |
$2,094 |
$2,157 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$57 |
$59 |
$61 |
$63 |
$65 |
| Monthly Gross Operating Income |
$1,859 |
$1,915 |
$1,972 |
$2,031 |
$2,092 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$22,995 |
$23,685 |
$24,395 |
$25,127 |
$25,881 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$22,995 |
$23,685 |
$24,395 |
$25,127 |
$25,881 |
| Annual Vacancy Dollar |
$690 |
$711 |
$732 |
$754 |
$776 |
| Annual Gross Operating Income |
$22,305 |
$22,974 |
$23,664 |
$24,373 |
$25,105 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.164% |
1.164% |
1.164% |
1.164% |
1.164% |
| Property Taxes Dollar |
$2,543 |
$2,619 |
$2,697 |
$2,778 |
$2,862 |
| Insurance Percent |
3.010% |
3.010% |
3.010% |
3.010% |
3.010% |
| Insurance Dollar |
$6,575 |
$6,772 |
$6,975 |
$7,184 |
$7,400 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$2,231 |
$2,297 |
$2,366 |
$2,437 |
$2,510 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$11,348 |
$11,688 |
$12,039 |
$12,400 |
$12,772 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$10,957 |
$11,286 |
$11,625 |
$11,973 |
$12,332 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$13,951 |
$13,951 |
$13,951 |
$13,951 |
$13,951 |
| Principal |
$1,775 |
$1,903 |
$2,041 |
$2,189 |
$2,347 |
| Interest |
$12,176 |
$12,048 |
$11,910 |
$11,763 |
$11,604 |
| Loan Balance at End of Year |
$172,971 |
$171,068 |
$169,027 |
$166,838 |
$164,492 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$52,015 |
$60,668 |
$69,661 |
$79,010 |
$88,732 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$2,994 |
-$2,665 |
-$2,327 |
-$1,978 |
-$1,619 |
| Monhtly Cash Flow |
-$249 |
-$222 |
-$194 |
-$165 |
-$135 |
| Cash on Cash Return on Investment |
-0.050% |
-0.045% |
-0.039% |
-0.033% |
-0.027% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |