Shreveport Deal Analysis
Let's look at deal analysis for Shreveport, LA and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Shreveport, Louisiana Rental Property
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Typical 20% Down Payment Shreveport, Louisiana Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$116,070
|
|
Purchase Price
|
|
$116,070
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$23,214
|
|
Closing Costs
|
1.000%
|
$1,161
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$0
|
|
Total Invested
|
|
$24,375
|
|
Mortgage
|
|
Mortgage Amount
|
|
$92,856
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$1,520
$1520.40
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$547
|
|
Property Taxes
|
0.816%
|
$947
|
|
Property Insurance
|
2.398%
|
$2,783
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$17,411
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$119,552 |
$123,139 |
$126,833 |
$130,638 |
$134,557 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$3,482 |
$3,587 |
$3,694 |
$3,805 |
$3,919 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$1,520 |
$1,566 |
$1,613 |
$1,661 |
$1,711 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$1,520 |
$1,566 |
$1,613 |
$1,661 |
$1,711 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$46 |
$47 |
$48 |
$50 |
$51 |
| Monthly Gross Operating Income |
$1,475 |
$1,519 |
$1,565 |
$1,612 |
$1,660 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$18,245 |
$18,792 |
$19,356 |
$19,937 |
$20,535 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$18,245 |
$18,792 |
$19,356 |
$19,937 |
$20,535 |
| Annual Vacancy Dollar |
$547 |
$564 |
$581 |
$598 |
$616 |
| Annual Gross Operating Income |
$17,697 |
$18,228 |
$18,775 |
$19,338 |
$19,919 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.816% |
0.816% |
0.816% |
0.816% |
0.816% |
| Property Taxes Dollar |
$947 |
$976 |
$1,005 |
$1,035 |
$1,066 |
| Insurance Percent |
2.398% |
2.398% |
2.398% |
2.398% |
2.398% |
| Insurance Dollar |
$2,783 |
$2,867 |
$2,953 |
$3,041 |
$3,133 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$1,770 |
$1,823 |
$1,878 |
$1,934 |
$1,992 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$5,500 |
$5,665 |
$5,835 |
$6,010 |
$6,191 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$12,197 |
$12,563 |
$12,940 |
$13,328 |
$13,728 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$7,413 |
$7,413 |
$7,413 |
$7,413 |
$7,413 |
| Principal |
$943 |
$1,011 |
$1,084 |
$1,163 |
$1,247 |
| Interest |
$6,470 |
$6,402 |
$6,329 |
$6,250 |
$6,166 |
| Loan Balance at End of Year |
$91,913 |
$90,901 |
$89,817 |
$88,654 |
$87,407 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$27,639 |
$32,237 |
$37,016 |
$41,984 |
$47,150 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
$4,784 |
$5,150 |
$5,527 |
$5,915 |
$6,315 |
| Monhtly Cash Flow |
$399 |
$429 |
$461 |
$493 |
$526 |
| Cash on Cash Return on Investment |
0.196% |
0.211% |
0.227% |
0.243% |
0.259% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |