Baton Rouge Deal Analysis
Let's look at deal analysis for Baton Rouge, LA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Baton Rouge, Louisiana Nomad™ Property with 10% Higher Rents
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Typical Baton Rouge, Louisiana Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$209,208
|
|
Purchase Price
|
|
$209,208
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$10,460
|
|
Closing Costs
|
1.000%
|
$2,092
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$31,273
|
|
Total Invested
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$43,826
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Mortgage
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|
Mortgage Amount
|
|
$198,747.60
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Mortgage Interest Rate
|
6.500%
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|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$140.78
|
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Drop PMI LTV
|
80.000%
|
|
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Income
|
|
Monthly Rent
|
|
$1,667
$1666.67
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Other Income
|
|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
|
$600
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Property Taxes
|
0.693%
|
$1,450
|
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Property Insurance
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2.398%
|
$5,017
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|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
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|
Other Expenses 2
|
|
$0
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Maintenance
|
10.000%
|
|
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CapEx
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|
$0
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Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$31,381
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$215,484 |
$221,949 |
$228,607 |
$235,465 |
$242,529 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$6,276 |
$6,465 |
$6,658 |
$6,858 |
$7,064 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$1,667 |
$1,717 |
$1,768 |
$1,821 |
$1,876 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$1,667 |
$1,717 |
$1,768 |
$1,821 |
$1,876 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$50 |
$52 |
$53 |
$55 |
$56 |
| Monthly Gross Operating Income |
$1,617 |
$1,665 |
$1,715 |
$1,767 |
$1,820 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$20,000 |
$20,600 |
$21,218 |
$21,855 |
$22,510 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$20,000 |
$20,600 |
$21,218 |
$21,855 |
$22,510 |
| Annual Vacancy Dollar |
$600 |
$618 |
$637 |
$656 |
$675 |
| Annual Gross Operating Income |
$19,400 |
$19,982 |
$20,582 |
$21,199 |
$21,835 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.693% |
0.693% |
0.693% |
0.693% |
0.693% |
| Property Taxes Dollar |
$1,450 |
$1,493 |
$1,538 |
$1,584 |
$1,632 |
| Insurance Percent |
2.398% |
2.398% |
2.398% |
2.398% |
2.398% |
| Insurance Dollar |
$5,017 |
$5,167 |
$5,322 |
$5,482 |
$5,646 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$1,940 |
$1,998 |
$2,058 |
$2,120 |
$2,183 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$8,407 |
$8,659 |
$8,919 |
$9,186 |
$9,462 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$10,993 |
$11,323 |
$11,663 |
$12,013 |
$12,373 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$15,075 |
$15,075 |
$15,075 |
$15,075 |
$15,075 |
| Principal |
$2,221 |
$2,370 |
$2,529 |
$2,698 |
$2,879 |
| Interest |
$12,853 |
$12,704 |
$12,546 |
$12,376 |
$12,196 |
| Loan Balance at End of Year |
$196,526 |
$194,156 |
$191,627 |
$188,929 |
$186,050 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$1,689 |
$1,689 |
$1,689 |
$1,689 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$18,958 |
$27,793 |
$36,980 |
$46,537 |
$56,480 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$5,771 |
-$5,441 |
-$5,101 |
-$4,751 |
-$2,701 |
| Monhtly Cash Flow |
-$481 |
-$453 |
-$425 |
-$396 |
-$225 |
| Cash on Cash Return on Investment |
-0.132% |
-0.124% |
-0.116% |
-0.108% |
-0.062% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |