Windsor Deal Analysis
Let's look at deal analysis for Windsor, CO and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Windsor, Colorado Nomad™ Property with 10% Higher Rents
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Typical Windsor, Colorado Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
|
Percents
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Dollars/#
|
|
ARV
|
|
$547,106
|
|
Purchase Price
|
|
$547,106
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$27,355
|
|
Closing Costs
|
1.000%
|
$5,471
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$148,646
|
|
Total Invested
|
|
$181,472
|
|
Mortgage
|
|
Mortgage Amount
|
|
$519,750.70
|
|
Mortgage Interest Rate
|
6.500%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$368.16
|
|
Drop PMI LTV
|
80.000%
|
|
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Income
|
|
Monthly Rent
|
|
$2,882
$2881.73
|
|
Other Income
|
|
$0
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|
Annual Expenses
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|
Vacancy Rate
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3.000%
|
$1,037
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Property Taxes
|
0.493%
|
$2,697
|
|
Property Insurance
|
0.508%
|
$2,779
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$82,066
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$563,519 |
$580,425 |
$597,837 |
$615,773 |
$634,246 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$16,413 |
$16,906 |
$17,413 |
$17,935 |
$18,473 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,882 |
$2,968 |
$3,057 |
$3,149 |
$3,243 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,882 |
$2,968 |
$3,057 |
$3,149 |
$3,243 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$86 |
$89 |
$92 |
$94 |
$97 |
| Monthly Gross Operating Income |
$2,795 |
$2,879 |
$2,966 |
$3,054 |
$3,146 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$34,581 |
$35,618 |
$36,687 |
$37,787 |
$38,921 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$34,581 |
$35,618 |
$36,687 |
$37,787 |
$38,921 |
| Annual Vacancy Dollar |
$1,037 |
$1,069 |
$1,101 |
$1,134 |
$1,168 |
| Annual Gross Operating Income |
$33,543 |
$34,550 |
$35,586 |
$36,654 |
$37,753 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.493% |
0.493% |
0.493% |
0.493% |
0.493% |
| Property Taxes Dollar |
$2,697 |
$2,778 |
$2,861 |
$2,947 |
$3,036 |
| Insurance Percent |
0.508% |
0.508% |
0.508% |
0.508% |
0.508% |
| Insurance Dollar |
$2,779 |
$2,863 |
$2,949 |
$3,037 |
$3,128 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,354 |
$3,455 |
$3,559 |
$3,665 |
$3,775 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$8,831 |
$9,096 |
$9,369 |
$9,650 |
$9,939 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$24,712 |
$25,454 |
$26,217 |
$27,004 |
$27,814 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$39,422 |
$39,422 |
$39,422 |
$39,422 |
$39,422 |
| Principal |
$5,809 |
$6,198 |
$6,614 |
$7,057 |
$7,529 |
| Interest |
$33,613 |
$33,224 |
$32,809 |
$32,366 |
$31,893 |
| Loan Balance at End of Year |
$513,941 |
$507,743 |
$501,129 |
$494,073 |
$486,544 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$4,418 |
$4,418 |
$4,418 |
$4,418 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$49,578 |
$72,682 |
$96,708 |
$121,700 |
$147,702 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$19,128 |
-$18,386 |
-$17,623 |
-$16,836 |
-$11,608 |
| Monhtly Cash Flow |
-$1,594 |
-$1,532 |
-$1,469 |
-$1,403 |
-$967 |
| Cash on Cash Return on Investment |
-0.105% |
-0.101% |
-0.097% |
-0.093% |
-0.064% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |