Pueblo Deal Analysis

Let's look at deal analysis for Pueblo, CO and for 15 Buy 10 Nomads™ with 10% Higher Rents.

The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.

Typical Pueblo, Colorado Nomad™ Property with 10% Higher Rents

Typical Pueblo, Colorado Nomad™ Property with 10% Higher Rents
Purchase Inputs
	Percents	Dollars/#
ARV		$271,480
Purchase Price		$271,480
Seller Concessions	—	$0
Down Payment	5.000%	$13,574
Closing Costs	1.000%	$2,715
Rent Ready Costs		$0
Cumulative Negative Cash Flow		$27,242
Total Invested		$43,531
Mortgage
Mortgage Amount		$257,906
Mortgage Interest Rate	6.500%
Loan Term		360
Private Mortgage Insurance	0.850%	$182.68
Drop PMI LTV	80.000%
Income
Monthly Rent		$1,790 $1790.25
Other Income		$0
Annual Expenses
Vacancy Rate	3.000%	$644
Property Taxes	0.706%	$1,917
Property Insurance	0.508%	$1,379
HOA Dues		$0
Utilities		$0
Other Expenses 1		$0
Other Expenses 2		$0
Maintenance	10.000%
CapEx		$0
Management	0.000%
Depreciation Details
Land Value	15.000%	$40,722
Property Type (C or R)	R	27.5
Effective Income Tax Rate	15.000%

Property Value	1	2	3	4	5
ARV at End of Year	$279,624	$288,013	$296,654	$305,553	$314,720
Appreciation Rate	3.000%	3.000%	3.000%	3.000%	3.000%
Appreciation Dollar	$8,144	$8,389	$8,640	$8,900	$9,167
Monthly Income	1	2	3	4	5
Rent Appreciation Rate		3.000%	3.000%	3.000%	3.000%
Monthly Rent	$1,790	$1,844	$1,899	$1,956	$2,015
Monthly Other Income Appreciation Rate		3.000%	3.000%	3.000%	3.000%
Monthly Other Income	$0	$0	$0	$0	$0
Monthly Gross Potential Income	$1,790	$1,844	$1,899	$1,956	$2,015
Vacancy Percent	3.000%	3.000%	3.000%	3.000%	3.000%
Monthly Vacancy Dollar	$54	$55	$57	$59	$60
Monthly Gross Operating Income	$1,737	$1,789	$1,842	$1,898	$1,954
Annual Income	1	2	3	4	5
Annual Rent	$21,483	$22,127	$22,791	$23,475	$24,179
Annual Other Income	$0	$0	$0	$0	$0
Annual Gross Potential Income	$21,483	$22,127	$22,791	$23,475	$24,179
Annual Vacancy Dollar	$644	$664	$684	$704	$725
Annual Gross Operating Income	$20,839	$21,464	$22,108	$22,771	$23,454
Annual Expenses	1	2	3	4	5
Property Taxes Percent	0.706%	0.706%	0.706%	0.706%	0.706%
Property Taxes Dollar	$1,917	$1,974	$2,033	$2,094	$2,157
Insurance Percent	0.508%	0.508%	0.508%	0.508%	0.508%
Insurance Dollar	$1,379	$1,420	$1,463	$1,507	$1,552
HOA Appreciation Rate	3.000%	3.000%	3.000%	3.000%	3.000%
HOA Dues Dollar	$0	$0	$0	$0	$0
Utilities Appreciation Rate	3.000%	3.000%	3.000%	3.000%	3.000%
Utilities Dollar	$0	$0	$0	$0	$0
Other Expense 1 Appreciation Rate	3.000%	3.000%	3.000%	3.000%	3.000%
Other Expense 1 Dollar	$0	$0	$0	$0	$0
Other Expense 2 Appreciation Rate	3.000%	3.000%	3.000%	3.000%	3.000%
Other Expense 2 Dollar	$0	$0	$0	$0	$0
Maintenance Percent	10.000%	10.000%	10.000%	10.000%	10.000%
Maintenance Dollar	$2,084	$2,146	$2,211	$2,277	$2,345
CapEx Appreciation Rate	3.000%	3.000%	3.000%	3.000%	3.000%
CapEx Dollar	$0	$0	$0	$0	$0
Property Management Percent	0.000%	0.000%	0.000%	0.000%	0.000%
Property Management Dollar	$0	$0	$0	$0	$0
Annual Operating Expenses	$5,380	$5,541	$5,707	$5,878	$6,055
Net Operating Income	1	2	3	4	5
Net Operating Income (NOI)	$15,459	$15,923	$16,400	$16,892	$17,399
Mortgage	1	2	3	4	5
Total Annual P&I Payments	$19,562	$19,562	$19,562	$19,562	$19,562
Principal	$2,883	$3,076	$3,282	$3,501	$3,736
Interest	$16,679	$16,486	$16,280	$16,060	$15,826
Loan Balance at End of Year	$255,023	$251,948	$248,666	$245,164	$241,428
Loan-To-Value	91.202%	87.478%	83.824%	80.236%	76.712%
Private Mortgage Insurance (PMI) Rate	0.850%	0.850%	0.850%	0.850%
Private Mortgage Insurance Dollar	$2,192	$2,192	$2,192	$2,192	$0
Equity	1	2	3	4	5
ARV - Loan Balance at End of Year	$24,601	$36,066	$47,988	$60,389	$73,291
Cash Flow	1	2	3	4	5
Annual Cash Flow	-$6,295	-$5,831	-$5,354	-$4,862	-$2,163
Monhtly Cash Flow	-$525	-$486	-$446	-$405	-$180
Cash on Cash Return on Investment	-0.145%	-0.134%	-0.123%	-0.112%	-0.050%
Cap Rate
DSCR	0.00	0.00	0.00	0.00	0.00
Negative Cash Flow	$0	$0	$0	$0	$0
Cumulative Negative Cash Flow	$0	$0	$0	$0	$0