Highlands Ranch Deal Analysis
Let's look at deal analysis for Highlands Ranch, CO and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Higher Rents
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Typical Highlands Ranch, Colorado Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$712,658
|
|
Purchase Price
|
|
$712,658
|
|
Seller Concessions
|
—
|
$0
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|
Down Payment
|
5.000%
|
$35,633
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|
Closing Costs
|
1.000%
|
$7,127
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|
Rent Ready Costs
|
|
$0
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|
Cumulative Negative Cash Flow
|
|
$318,701
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Total Invested
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$361,460
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Mortgage
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Mortgage Amount
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$677,025.10
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Mortgage Interest Rate
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6.500%
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Loan Term
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|
360
|
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Private Mortgage Insurance
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0.850%
|
$479.56
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Drop PMI LTV
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80.000%
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|
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Income
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Monthly Rent
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$3,350
$3349.50
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$1,206
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Property Taxes
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0.595%
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$4,240
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Property Insurance
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0.508%
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$3,620
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|
HOA Dues
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|
$0
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Utilities
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|
$0
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|
Other Expenses 1
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|
$0
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|
Other Expenses 2
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|
$0
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Maintenance
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10.000%
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|
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CapEx
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$0
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Management
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0.000%
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|
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Depreciation Details
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Land Value
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15.000%
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$106,899
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Property Type (C or R)
|
R
|
27.5
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|
Effective Income Tax Rate
|
15.000%
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|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$734,038 |
$756,059 |
$778,741 |
$802,103 |
$826,166 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$21,380 |
$22,021 |
$22,682 |
$23,362 |
$24,063 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$3,350 |
$3,450 |
$3,553 |
$3,660 |
$3,770 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$3,350 |
$3,450 |
$3,553 |
$3,660 |
$3,770 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$100 |
$103 |
$107 |
$110 |
$113 |
| Monthly Gross Operating Income |
$3,249 |
$3,346 |
$3,447 |
$3,550 |
$3,657 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$40,194 |
$41,400 |
$42,642 |
$43,921 |
$45,239 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$40,194 |
$41,400 |
$42,642 |
$43,921 |
$45,239 |
| Annual Vacancy Dollar |
$1,206 |
$1,242 |
$1,279 |
$1,318 |
$1,357 |
| Annual Gross Operating Income |
$38,988 |
$40,158 |
$41,363 |
$42,603 |
$43,882 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.595% |
0.595% |
0.595% |
0.595% |
0.595% |
| Property Taxes Dollar |
$4,240 |
$4,368 |
$4,499 |
$4,634 |
$4,773 |
| Insurance Percent |
0.508% |
0.508% |
0.508% |
0.508% |
0.508% |
| Insurance Dollar |
$3,620 |
$3,729 |
$3,841 |
$3,956 |
$4,075 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,899 |
$4,016 |
$4,136 |
$4,260 |
$4,388 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$11,759 |
$12,112 |
$12,476 |
$12,850 |
$13,235 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$27,229 |
$28,046 |
$28,887 |
$29,754 |
$30,646 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$51,351 |
$51,351 |
$51,351 |
$51,351 |
$51,351 |
| Principal |
$7,567 |
$8,074 |
$8,615 |
$9,192 |
$9,807 |
| Interest |
$43,784 |
$43,277 |
$42,736 |
$42,159 |
$41,544 |
| Loan Balance at End of Year |
$669,458 |
$661,384 |
$652,769 |
$643,577 |
$633,770 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$5,755 |
$5,755 |
$5,755 |
$5,755 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$64,580 |
$94,675 |
$125,972 |
$158,526 |
$192,396 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$29,877 |
-$29,060 |
-$28,219 |
-$27,352 |
-$20,705 |
| Monhtly Cash Flow |
-$2,490 |
-$2,422 |
-$2,352 |
-$2,279 |
-$1,725 |
| Cash on Cash Return on Investment |
-0.083% |
-0.080% |
-0.078% |
-0.076% |
-0.057% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |