Arvada Deal Analysis
Let's look at deal analysis for Arvada, CO and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Arvada, Colorado Rental Property
|
Typical 20% Down Payment Arvada, Colorado Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$601,639
|
|
Purchase Price
|
|
$601,639
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$120,328
|
|
Closing Costs
|
1.000%
|
$6,016
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$151,827
|
|
Total Invested
|
|
$278,171
|
|
Mortgage
|
|
Mortgage Amount
|
|
$481,311.20
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$2,807
$2806.65
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$1,010
|
|
Property Taxes
|
0.556%
|
$3,345
|
|
Property Insurance
|
0.508%
|
$3,056
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$90,246
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$619,688 |
$638,279 |
$657,427 |
$677,150 |
$697,464 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$18,049 |
$18,591 |
$19,148 |
$19,723 |
$20,314 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,807 |
$2,891 |
$2,978 |
$3,067 |
$3,159 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,807 |
$2,891 |
$2,978 |
$3,067 |
$3,159 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$84 |
$87 |
$89 |
$92 |
$95 |
| Monthly Gross Operating Income |
$2,722 |
$2,804 |
$2,888 |
$2,975 |
$3,064 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$33,680 |
$34,690 |
$35,731 |
$36,803 |
$37,907 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$33,680 |
$34,690 |
$35,731 |
$36,803 |
$37,907 |
| Annual Vacancy Dollar |
$1,010 |
$1,041 |
$1,072 |
$1,104 |
$1,137 |
| Annual Gross Operating Income |
$32,669 |
$33,649 |
$34,659 |
$35,699 |
$36,770 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.556% |
0.556% |
0.556% |
0.556% |
0.556% |
| Property Taxes Dollar |
$3,345 |
$3,445 |
$3,549 |
$3,655 |
$3,765 |
| Insurance Percent |
0.508% |
0.508% |
0.508% |
0.508% |
0.508% |
| Insurance Dollar |
$3,056 |
$3,148 |
$3,242 |
$3,340 |
$3,440 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,267 |
$3,365 |
$3,466 |
$3,570 |
$3,677 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$9,668 |
$9,958 |
$10,257 |
$10,565 |
$10,882 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$23,001 |
$23,691 |
$24,402 |
$25,134 |
$25,888 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$38,426 |
$38,426 |
$38,426 |
$38,426 |
$38,426 |
| Principal |
$4,889 |
$5,243 |
$5,622 |
$6,028 |
$6,464 |
| Interest |
$33,537 |
$33,183 |
$32,804 |
$32,398 |
$31,962 |
| Loan Balance at End of Year |
$476,422 |
$471,179 |
$465,558 |
$459,529 |
$453,066 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$143,266 |
$167,100 |
$191,870 |
$217,621 |
$244,399 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$15,425 |
-$14,735 |
-$14,024 |
-$13,292 |
-$12,538 |
| Monhtly Cash Flow |
-$1,285 |
-$1,228 |
-$1,169 |
-$1,108 |
-$1,045 |
| Cash on Cash Return on Investment |
-0.055% |
-0.053% |
-0.050% |
-0.048% |
-0.045% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |