Vallejo Deal Analysis
Let's look at deal analysis for Vallejo, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Vallejo, California Nomad™ Property with 10% Higher Rents
|
Typical Vallejo, California Nomad™ Property with 10% Higher Rents
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$538,307
|
|
Purchase Price
|
|
$538,307
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$26,915
|
|
Closing Costs
|
1.000%
|
$5,383
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$78,625
|
|
Total Invested
|
|
$110,924
|
|
Mortgage
|
|
Mortgage Amount
|
|
$511,391.65
|
|
Mortgage Interest Rate
|
6.500%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$362.24
|
|
Drop PMI LTV
|
80.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$3,234
$3234.00
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$1,164
|
|
Property Taxes
|
0.839%
|
$4,516
|
|
Property Insurance
|
0.173%
|
$931
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$80,746
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$554,456 |
$571,090 |
$588,223 |
$605,869 |
$624,045 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$16,149 |
$16,634 |
$17,133 |
$17,647 |
$18,176 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$3,234 |
$3,331 |
$3,431 |
$3,534 |
$3,640 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$3,234 |
$3,331 |
$3,431 |
$3,534 |
$3,640 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$97 |
$100 |
$103 |
$106 |
$109 |
| Monthly Gross Operating Income |
$3,137 |
$3,231 |
$3,328 |
$3,428 |
$3,531 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$38,808 |
$39,972 |
$41,171 |
$42,407 |
$43,679 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$38,808 |
$39,972 |
$41,171 |
$42,407 |
$43,679 |
| Annual Vacancy Dollar |
$1,164 |
$1,199 |
$1,235 |
$1,272 |
$1,310 |
| Annual Gross Operating Income |
$37,644 |
$38,773 |
$39,936 |
$41,134 |
$42,368 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.839% |
0.839% |
0.839% |
0.839% |
0.839% |
| Property Taxes Dollar |
$4,516 |
$4,652 |
$4,791 |
$4,935 |
$5,083 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$931 |
$959 |
$988 |
$1,018 |
$1,048 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,764 |
$3,877 |
$3,994 |
$4,113 |
$4,237 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$9,212 |
$9,488 |
$9,773 |
$10,066 |
$10,368 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$28,432 |
$29,285 |
$30,163 |
$31,068 |
$32,000 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$38,788 |
$38,788 |
$38,788 |
$38,788 |
$38,788 |
| Principal |
$5,716 |
$6,099 |
$6,507 |
$6,943 |
$7,408 |
| Interest |
$33,072 |
$32,689 |
$32,281 |
$31,845 |
$31,380 |
| Loan Balance at End of Year |
$505,676 |
$499,577 |
$493,070 |
$486,127 |
$478,719 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$4,347 |
$4,347 |
$4,347 |
$4,347 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$48,780 |
$71,513 |
$95,153 |
$119,742 |
$145,326 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$14,703 |
-$13,850 |
-$12,972 |
-$12,067 |
-$6,788 |
| Monhtly Cash Flow |
-$1,225 |
-$1,154 |
-$1,081 |
-$1,006 |
-$566 |
| Cash on Cash Return on Investment |
-0.133% |
-0.125% |
-0.117% |
-0.109% |
-0.061% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |