Thousand Oaks Deal Analysis
Let's look at deal analysis for Thousand Oaks, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Thousand Oaks, California Nomad™ Property with 10% Higher Rents
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Typical Thousand Oaks, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$942,922
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|
Purchase Price
|
|
$942,922
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|
Seller Concessions
|
—
|
$0
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|
Down Payment
|
5.000%
|
$47,146
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|
Closing Costs
|
1.000%
|
$9,429
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|
Rent Ready Costs
|
|
$0
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|
Cumulative Negative Cash Flow
|
|
$146,151
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Total Invested
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$202,727
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Mortgage
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Mortgage Amount
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$895,775.90
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Mortgage Interest Rate
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6.500%
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Loan Term
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|
360
|
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Private Mortgage Insurance
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0.850%
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$634.51
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Drop PMI LTV
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80.000%
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|
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Income
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Monthly Rent
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|
$5,544
$5544.00
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$1,996
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Property Taxes
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0.775%
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$7,308
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Property Insurance
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0.173%
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$1,631
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|
HOA Dues
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|
$0
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Utilities
|
|
$0
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|
Other Expenses 1
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|
$0
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Other Expenses 2
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|
$0
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Maintenance
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10.000%
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|
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CapEx
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$0
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Management
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0.000%
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Depreciation Details
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Land Value
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15.000%
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$141,438
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Property Type (C or R)
|
R
|
27.5
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|
Effective Income Tax Rate
|
15.000%
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|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$971,210 |
$1,000,346 |
$1,030,356 |
$1,061,267 |
$1,093,105 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$28,288 |
$29,136 |
$30,010 |
$30,911 |
$31,838 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$5,544 |
$5,710 |
$5,882 |
$6,058 |
$6,240 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$5,544 |
$5,710 |
$5,882 |
$6,058 |
$6,240 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$166 |
$171 |
$176 |
$182 |
$187 |
| Monthly Gross Operating Income |
$5,378 |
$5,539 |
$5,705 |
$5,876 |
$6,053 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$66,528 |
$68,524 |
$70,580 |
$72,697 |
$74,878 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$66,528 |
$68,524 |
$70,580 |
$72,697 |
$74,878 |
| Annual Vacancy Dollar |
$1,996 |
$2,056 |
$2,117 |
$2,181 |
$2,246 |
| Annual Gross Operating Income |
$64,532 |
$66,468 |
$68,462 |
$70,516 |
$72,632 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.775% |
0.775% |
0.775% |
0.775% |
0.775% |
| Property Taxes Dollar |
$7,308 |
$7,527 |
$7,753 |
$7,985 |
$8,225 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,631 |
$1,680 |
$1,731 |
$1,783 |
$1,836 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$6,453 |
$6,647 |
$6,846 |
$7,052 |
$7,263 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$15,392 |
$15,854 |
$16,329 |
$16,819 |
$17,324 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$49,140 |
$50,614 |
$52,133 |
$53,697 |
$55,308 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$67,943 |
$67,943 |
$67,943 |
$67,943 |
$67,943 |
| Principal |
$10,012 |
$10,683 |
$11,398 |
$12,162 |
$12,976 |
| Interest |
$57,931 |
$57,260 |
$56,545 |
$55,781 |
$54,967 |
| Loan Balance at End of Year |
$885,764 |
$875,081 |
$863,683 |
$851,521 |
$838,545 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$7,614 |
$7,614 |
$7,614 |
$7,614 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$85,446 |
$125,265 |
$166,674 |
$209,746 |
$254,560 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$26,417 |
-$24,943 |
-$23,424 |
-$21,860 |
-$12,635 |
| Monhtly Cash Flow |
-$2,201 |
-$2,079 |
-$1,952 |
-$1,822 |
-$1,053 |
| Cash on Cash Return on Investment |
-0.130% |
-0.123% |
-0.116% |
-0.108% |
-0.062% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |