Rancho Cucamonga Deal Analysis
Let's look at deal analysis for Rancho Cucamonga, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Rancho Cucamonga, California Nomad™ Property with 10% Higher Rents
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Typical Rancho Cucamonga, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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Percents
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Dollars/#
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|
ARV
|
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$711,998
|
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Purchase Price
|
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$711,998
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|
Seller Concessions
|
—
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$0
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|
Down Payment
|
5.000%
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$35,600
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|
Closing Costs
|
1.000%
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$7,120
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|
Rent Ready Costs
|
|
$0
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|
Cumulative Negative Cash Flow
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|
$232,035
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Total Invested
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$274,755
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Mortgage
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Mortgage Amount
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$676,398.10
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Mortgage Interest Rate
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6.500%
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Loan Term
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|
360
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Private Mortgage Insurance
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0.850%
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$479.12
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Drop PMI LTV
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80.000%
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Income
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Monthly Rent
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$3,609
$3609.38
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Other Income
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$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$1,299
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Property Taxes
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0.866%
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$6,166
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Property Insurance
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0.173%
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$1,232
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HOA Dues
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|
$0
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Utilities
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$0
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Other Expenses 1
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$0
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Other Expenses 2
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|
$0
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Maintenance
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10.000%
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CapEx
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$0
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Management
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0.000%
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Depreciation Details
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Land Value
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15.000%
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$106,800
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Property Type (C or R)
|
R
|
27.5
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Effective Income Tax Rate
|
15.000%
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|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$733,358 |
$755,359 |
$778,019 |
$801,360 |
$825,401 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$21,360 |
$22,001 |
$22,661 |
$23,341 |
$24,041 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$3,609 |
$3,718 |
$3,829 |
$3,944 |
$4,062 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$3,609 |
$3,718 |
$3,829 |
$3,944 |
$4,062 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$108 |
$112 |
$115 |
$118 |
$122 |
| Monthly Gross Operating Income |
$3,501 |
$3,606 |
$3,714 |
$3,826 |
$3,941 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$43,313 |
$44,612 |
$45,950 |
$47,329 |
$48,749 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$43,313 |
$44,612 |
$45,950 |
$47,329 |
$48,749 |
| Annual Vacancy Dollar |
$1,299 |
$1,338 |
$1,379 |
$1,420 |
$1,462 |
| Annual Gross Operating Income |
$42,013 |
$43,274 |
$44,572 |
$45,909 |
$47,286 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.866% |
0.866% |
0.866% |
0.866% |
0.866% |
| Property Taxes Dollar |
$6,166 |
$6,351 |
$6,541 |
$6,738 |
$6,940 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,232 |
$1,269 |
$1,307 |
$1,346 |
$1,386 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$4,201 |
$4,327 |
$4,457 |
$4,591 |
$4,729 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$11,599 |
$11,947 |
$12,305 |
$12,675 |
$13,055 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$30,414 |
$31,327 |
$32,266 |
$33,234 |
$34,231 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$51,304 |
$51,304 |
$51,304 |
$51,304 |
$51,304 |
| Principal |
$7,560 |
$8,067 |
$8,607 |
$9,183 |
$9,798 |
| Interest |
$43,743 |
$43,237 |
$42,697 |
$42,120 |
$41,505 |
| Loan Balance at End of Year |
$668,838 |
$660,771 |
$652,164 |
$642,981 |
$633,183 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$5,749 |
$5,749 |
$5,749 |
$5,749 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$64,520 |
$94,588 |
$125,855 |
$158,379 |
$192,218 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$26,639 |
-$25,726 |
-$24,787 |
-$23,819 |
-$17,072 |
| Monhtly Cash Flow |
-$2,220 |
-$2,144 |
-$2,066 |
-$1,985 |
-$1,423 |
| Cash on Cash Return on Investment |
-0.097% |
-0.094% |
-0.090% |
-0.087% |
-0.062% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |