Oceanside Deal Analysis
Let's look at deal analysis for Oceanside, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Oceanside, California Nomad™ Property with 10% Higher Rents
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Typical Oceanside, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$769,515
|
|
Purchase Price
|
|
$769,515
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$38,476
|
|
Closing Costs
|
1.000%
|
$7,695
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|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$111,183
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|
Total Invested
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|
$157,354
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Mortgage
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|
Mortgage Amount
|
|
$731,039.25
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Mortgage Interest Rate
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6.500%
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|
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Loan Term
|
|
360
|
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Private Mortgage Insurance
|
0.850%
|
$517.82
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Drop PMI LTV
|
80.000%
|
|
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Income
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|
Monthly Rent
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|
$4,556
$4556.48
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$1,640
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Property Taxes
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0.736%
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$5,664
|
|
Property Insurance
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0.173%
|
$1,331
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
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|
Other Expenses 2
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|
$0
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Maintenance
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10.000%
|
|
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CapEx
|
|
$0
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Management
|
0.000%
|
|
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Depreciation Details
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Land Value
|
15.000%
|
$115,427
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$792,600 |
$816,378 |
$840,870 |
$866,096 |
$892,079 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$23,085 |
$23,778 |
$24,491 |
$25,226 |
$25,983 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$4,556 |
$4,693 |
$4,834 |
$4,979 |
$5,128 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$4,556 |
$4,693 |
$4,834 |
$4,979 |
$5,128 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$137 |
$141 |
$145 |
$149 |
$154 |
| Monthly Gross Operating Income |
$4,420 |
$4,552 |
$4,689 |
$4,830 |
$4,975 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$54,678 |
$56,318 |
$58,008 |
$59,748 |
$61,540 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$54,678 |
$56,318 |
$58,008 |
$59,748 |
$61,540 |
| Annual Vacancy Dollar |
$1,640 |
$1,690 |
$1,740 |
$1,792 |
$1,846 |
| Annual Gross Operating Income |
$53,037 |
$54,629 |
$56,267 |
$57,955 |
$59,694 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.736% |
0.736% |
0.736% |
0.736% |
0.736% |
| Property Taxes Dollar |
$5,664 |
$5,834 |
$6,009 |
$6,189 |
$6,374 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,331 |
$1,371 |
$1,412 |
$1,455 |
$1,498 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$5,304 |
$5,463 |
$5,627 |
$5,796 |
$5,969 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$12,299 |
$12,668 |
$13,048 |
$13,439 |
$13,842 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$40,739 |
$41,961 |
$43,220 |
$44,516 |
$45,852 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$55,448 |
$55,448 |
$55,448 |
$55,448 |
$55,448 |
| Principal |
$8,171 |
$8,718 |
$9,302 |
$9,925 |
$10,590 |
| Interest |
$47,277 |
$46,730 |
$46,146 |
$45,523 |
$44,858 |
| Loan Balance at End of Year |
$722,868 |
$714,150 |
$704,848 |
$694,923 |
$684,333 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$6,214 |
$6,214 |
$6,214 |
$6,214 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$69,732 |
$102,229 |
$136,022 |
$171,173 |
$207,746 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$20,923 |
-$19,701 |
-$18,442 |
-$17,145 |
-$9,596 |
| Monhtly Cash Flow |
-$1,744 |
-$1,642 |
-$1,537 |
-$1,429 |
-$800 |
| Cash on Cash Return on Investment |
-0.133% |
-0.125% |
-0.117% |
-0.109% |
-0.061% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |