Huntington Beach Deal Analysis
Let's look at deal analysis for Huntington Beach, CA and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Huntington Beach, California Rental Property
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Typical 20% Down Payment Huntington Beach, California Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$1,184,679
|
|
Purchase Price
|
|
$1,184,679
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$236,936
|
|
Closing Costs
|
1.000%
|
$11,847
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$30,608
|
|
Total Invested
|
|
$279,390
|
|
Mortgage
|
|
Mortgage Amount
|
|
$947,743.20
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$7,245
$7245.00
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$2,608
|
|
Property Taxes
|
0.719%
|
$8,518
|
|
Property Insurance
|
0.173%
|
$2,049
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$177,702
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,220,219 |
$1,256,826 |
$1,294,531 |
$1,333,367 |
$1,373,368 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$35,540 |
$36,607 |
$37,705 |
$38,836 |
$40,001 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$7,245 |
$7,462 |
$7,686 |
$7,917 |
$8,154 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$7,245 |
$7,462 |
$7,686 |
$7,917 |
$8,154 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$217 |
$224 |
$231 |
$238 |
$245 |
| Monthly Gross Operating Income |
$7,028 |
$7,238 |
$7,456 |
$7,679 |
$7,910 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$86,940 |
$89,548 |
$92,235 |
$95,002 |
$97,852 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$86,940 |
$89,548 |
$92,235 |
$95,002 |
$97,852 |
| Annual Vacancy Dollar |
$2,608 |
$2,686 |
$2,767 |
$2,850 |
$2,936 |
| Annual Gross Operating Income |
$84,332 |
$86,862 |
$89,468 |
$92,152 |
$94,916 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.719% |
0.719% |
0.719% |
0.719% |
0.719% |
| Property Taxes Dollar |
$8,518 |
$8,773 |
$9,037 |
$9,308 |
$9,587 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$2,049 |
$2,111 |
$2,174 |
$2,240 |
$2,307 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$8,433 |
$8,686 |
$8,947 |
$9,215 |
$9,492 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$19,001 |
$19,571 |
$20,158 |
$20,762 |
$21,385 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$65,331 |
$67,291 |
$69,310 |
$71,389 |
$73,531 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$75,664 |
$75,664 |
$75,664 |
$75,664 |
$75,664 |
| Principal |
$9,627 |
$10,323 |
$11,070 |
$11,870 |
$12,728 |
| Interest |
$66,037 |
$65,341 |
$64,595 |
$63,795 |
$62,937 |
| Loan Balance at End of Year |
$938,116 |
$927,793 |
$916,723 |
$904,853 |
$892,126 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$282,103 |
$329,033 |
$377,808 |
$428,513 |
$481,242 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$10,333 |
-$8,373 |
-$6,354 |
-$4,275 |
-$2,133 |
| Monhtly Cash Flow |
-$861 |
-$698 |
-$530 |
-$356 |
-$178 |
| Cash on Cash Return on Investment |
-0.037% |
-0.030% |
-0.023% |
-0.015% |
-0.008% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |