Huntington Beach Deal Analysis
Let's look at deal analysis for Huntington Beach, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Huntington Beach, California Nomad™ Property with 10% Higher Rents
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Typical Huntington Beach, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$1,184,679
|
|
Purchase Price
|
|
$1,184,679
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$59,234
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|
Closing Costs
|
1.000%
|
$11,847
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|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$76,797
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Total Invested
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$147,878
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Mortgage
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Mortgage Amount
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$1,125,445.05
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Mortgage Interest Rate
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6.500%
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|
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Loan Term
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|
360
|
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Private Mortgage Insurance
|
0.850%
|
$797.19
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Drop PMI LTV
|
80.000%
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|
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Income
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Monthly Rent
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|
$7,970
$7969.50
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$2,869
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Property Taxes
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0.719%
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$8,518
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Property Insurance
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0.173%
|
$2,049
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|
HOA Dues
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|
$0
|
|
Utilities
|
|
$0
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|
Other Expenses 1
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|
$0
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|
Other Expenses 2
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|
$0
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Maintenance
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10.000%
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|
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CapEx
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$0
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Management
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0.000%
|
|
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Depreciation Details
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Land Value
|
15.000%
|
$177,702
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,220,219 |
$1,256,826 |
$1,294,531 |
$1,333,367 |
$1,373,368 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$35,540 |
$36,607 |
$37,705 |
$38,836 |
$40,001 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$7,970 |
$8,209 |
$8,455 |
$8,708 |
$8,970 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$7,970 |
$8,209 |
$8,455 |
$8,708 |
$8,970 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$239 |
$246 |
$254 |
$261 |
$269 |
| Monthly Gross Operating Income |
$7,730 |
$7,962 |
$8,201 |
$8,447 |
$8,701 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$95,634 |
$98,503 |
$101,458 |
$104,502 |
$107,637 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$95,634 |
$98,503 |
$101,458 |
$104,502 |
$107,637 |
| Annual Vacancy Dollar |
$2,869 |
$2,955 |
$3,044 |
$3,135 |
$3,229 |
| Annual Gross Operating Income |
$92,765 |
$95,548 |
$98,414 |
$101,367 |
$104,408 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.719% |
0.719% |
0.719% |
0.719% |
0.719% |
| Property Taxes Dollar |
$8,518 |
$8,773 |
$9,037 |
$9,308 |
$9,587 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$2,049 |
$2,111 |
$2,174 |
$2,240 |
$2,307 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$9,276 |
$9,555 |
$9,841 |
$10,137 |
$10,441 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$19,844 |
$20,439 |
$21,052 |
$21,684 |
$22,334 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$72,921 |
$75,109 |
$77,362 |
$79,683 |
$82,073 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$85,363 |
$85,363 |
$85,363 |
$85,363 |
$85,363 |
| Principal |
$12,579 |
$13,422 |
$14,321 |
$15,280 |
$16,303 |
| Interest |
$72,784 |
$71,941 |
$71,042 |
$70,083 |
$69,060 |
| Loan Balance at End of Year |
$1,112,866 |
$1,099,444 |
$1,085,123 |
$1,069,843 |
$1,053,540 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$9,566 |
$9,566 |
$9,566 |
$9,566 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$107,354 |
$157,382 |
$209,408 |
$263,523 |
$319,828 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$22,008 |
-$19,820 |
-$17,567 |
-$15,246 |
-$3,290 |
| Monhtly Cash Flow |
-$1,834 |
-$1,652 |
-$1,464 |
-$1,271 |
-$274 |
| Cash on Cash Return on Investment |
-0.149% |
-0.134% |
-0.119% |
-0.103% |
-0.022% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |