Fremont Deal Analysis
Let's look at deal analysis for Fremont, CA and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Fremont, California Rental Property
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Typical 20% Down Payment Fremont, California Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$1,110,011
|
|
Purchase Price
|
|
$1,110,011
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$222,002
|
|
Closing Costs
|
1.000%
|
$11,100
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$390,512
|
|
Total Invested
|
|
$623,614
|
|
Mortgage
|
|
Mortgage Amount
|
|
$888,008.80
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$4,673
$4672.50
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$1,682
|
|
Property Taxes
|
0.795%
|
$8,825
|
|
Property Insurance
|
0.173%
|
$1,920
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$166,502
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,143,311 |
$1,177,611 |
$1,212,939 |
$1,249,327 |
$1,286,807 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$33,300 |
$34,299 |
$35,328 |
$36,388 |
$37,480 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$4,673 |
$4,813 |
$4,957 |
$5,106 |
$5,259 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$4,673 |
$4,813 |
$4,957 |
$5,106 |
$5,259 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$140 |
$144 |
$149 |
$153 |
$158 |
| Monthly Gross Operating Income |
$4,532 |
$4,668 |
$4,808 |
$4,953 |
$5,101 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$56,070 |
$57,752 |
$59,485 |
$61,269 |
$63,107 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$56,070 |
$57,752 |
$59,485 |
$61,269 |
$63,107 |
| Annual Vacancy Dollar |
$1,682 |
$1,733 |
$1,785 |
$1,838 |
$1,893 |
| Annual Gross Operating Income |
$54,388 |
$56,020 |
$57,700 |
$59,431 |
$61,214 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.795% |
0.795% |
0.795% |
0.795% |
0.795% |
| Property Taxes Dollar |
$8,825 |
$9,089 |
$9,362 |
$9,643 |
$9,932 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,920 |
$1,978 |
$2,037 |
$2,098 |
$2,161 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$5,439 |
$5,602 |
$5,770 |
$5,943 |
$6,121 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$16,184 |
$16,669 |
$17,169 |
$17,684 |
$18,215 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$38,204 |
$39,350 |
$40,531 |
$41,747 |
$42,999 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$70,895 |
$70,895 |
$70,895 |
$70,895 |
$70,895 |
| Principal |
$9,020 |
$9,673 |
$10,372 |
$11,122 |
$11,925 |
| Interest |
$61,875 |
$61,223 |
$60,524 |
$59,774 |
$58,970 |
| Loan Balance at End of Year |
$878,988 |
$869,316 |
$858,944 |
$847,823 |
$835,897 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$264,323 |
$308,295 |
$353,995 |
$401,505 |
$450,910 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$32,691 |
-$31,545 |
-$30,364 |
-$29,149 |
-$27,896 |
| Monhtly Cash Flow |
-$2,724 |
-$2,629 |
-$2,530 |
-$2,429 |
-$2,325 |
| Cash on Cash Return on Investment |
-0.052% |
-0.051% |
-0.049% |
-0.047% |
-0.045% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |