Fremont Deal Analysis
Let's look at deal analysis for Fremont, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Fremont, California Nomad™ Property with 10% Higher Rents
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Typical Fremont, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
|
|
ARV
|
|
$1,110,011
|
|
Purchase Price
|
|
$1,110,011
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$55,501
|
|
Closing Costs
|
1.000%
|
$11,100
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$475,619
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Total Invested
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$542,220
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Mortgage
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|
Mortgage Amount
|
|
$1,054,510.45
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|
Mortgage Interest Rate
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6.500%
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|
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Loan Term
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|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$746.94
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Drop PMI LTV
|
80.000%
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|
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Income
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Monthly Rent
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|
$5,140
$5139.75
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Other Income
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|
$0
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|
Annual Expenses
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|
Vacancy Rate
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3.000%
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$1,850
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Property Taxes
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0.795%
|
$8,825
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Property Insurance
|
0.173%
|
$1,920
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
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|
Other Expenses 2
|
|
$0
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Maintenance
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10.000%
|
|
|
CapEx
|
|
$0
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|
Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$166,502
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,143,311 |
$1,177,611 |
$1,212,939 |
$1,249,327 |
$1,286,807 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$33,300 |
$34,299 |
$35,328 |
$36,388 |
$37,480 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$5,140 |
$5,294 |
$5,453 |
$5,616 |
$5,785 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$5,140 |
$5,294 |
$5,453 |
$5,616 |
$5,785 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$154 |
$159 |
$164 |
$168 |
$174 |
| Monthly Gross Operating Income |
$4,986 |
$5,135 |
$5,289 |
$5,448 |
$5,611 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$61,677 |
$63,527 |
$65,433 |
$67,396 |
$69,418 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$61,677 |
$63,527 |
$65,433 |
$67,396 |
$69,418 |
| Annual Vacancy Dollar |
$1,850 |
$1,906 |
$1,963 |
$2,022 |
$2,083 |
| Annual Gross Operating Income |
$59,827 |
$61,621 |
$63,470 |
$65,374 |
$67,335 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.795% |
0.795% |
0.795% |
0.795% |
0.795% |
| Property Taxes Dollar |
$8,825 |
$9,089 |
$9,362 |
$9,643 |
$9,932 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,920 |
$1,978 |
$2,037 |
$2,098 |
$2,161 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$5,983 |
$6,162 |
$6,347 |
$6,537 |
$6,734 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$16,728 |
$17,229 |
$17,746 |
$18,279 |
$18,827 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$43,099 |
$44,392 |
$45,724 |
$47,096 |
$48,508 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$79,983 |
$79,983 |
$79,983 |
$79,983 |
$79,983 |
| Principal |
$11,786 |
$12,576 |
$13,418 |
$14,317 |
$15,276 |
| Interest |
$68,196 |
$67,407 |
$66,565 |
$65,666 |
$64,707 |
| Loan Balance at End of Year |
$1,042,724 |
$1,030,148 |
$1,016,730 |
$1,002,413 |
$987,138 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$8,963 |
$8,963 |
$8,963 |
$8,963 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$100,587 |
$147,463 |
$196,209 |
$246,914 |
$299,669 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$45,847 |
-$44,554 |
-$43,222 |
-$41,850 |
-$31,474 |
| Monhtly Cash Flow |
-$3,821 |
-$3,713 |
-$3,602 |
-$3,488 |
-$2,623 |
| Cash on Cash Return on Investment |
-0.085% |
-0.082% |
-0.080% |
-0.077% |
-0.058% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |