Escondido Deal Analysis
Let's look at deal analysis for Escondido, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Escondido, California Nomad™ Property with 10% Higher Rents
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Typical Escondido, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
|
Percents
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Dollars/#
|
|
ARV
|
|
$756,430
|
|
Purchase Price
|
|
$756,430
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$37,822
|
|
Closing Costs
|
1.000%
|
$7,564
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$141,097
|
|
Total Invested
|
|
$186,483
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Mortgage
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|
Mortgage Amount
|
|
$718,608.50
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|
Mortgage Interest Rate
|
6.500%
|
|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$509.01
|
|
Drop PMI LTV
|
80.000%
|
|
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Income
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|
Monthly Rent
|
|
$4,331
$4331.25
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Other Income
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|
$0
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|
Annual Expenses
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Vacancy Rate
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3.000%
|
$1,559
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Property Taxes
|
0.832%
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$6,293
|
|
Property Insurance
|
0.173%
|
$1,309
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
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Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
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Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$113,465
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$779,123 |
$802,497 |
$826,571 |
$851,369 |
$876,910 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$22,693 |
$23,374 |
$24,075 |
$24,797 |
$25,541 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$4,331 |
$4,461 |
$4,595 |
$4,733 |
$4,875 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$4,331 |
$4,461 |
$4,595 |
$4,733 |
$4,875 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$130 |
$134 |
$138 |
$142 |
$146 |
| Monthly Gross Operating Income |
$4,201 |
$4,327 |
$4,457 |
$4,591 |
$4,729 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$51,975 |
$53,534 |
$55,140 |
$56,794 |
$58,498 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$51,975 |
$53,534 |
$55,140 |
$56,794 |
$58,498 |
| Annual Vacancy Dollar |
$1,559 |
$1,606 |
$1,654 |
$1,704 |
$1,755 |
| Annual Gross Operating Income |
$50,416 |
$51,928 |
$53,486 |
$55,091 |
$56,743 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.832% |
0.832% |
0.832% |
0.832% |
0.832% |
| Property Taxes Dollar |
$6,293 |
$6,482 |
$6,677 |
$6,877 |
$7,083 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,309 |
$1,348 |
$1,388 |
$1,430 |
$1,473 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$5,042 |
$5,193 |
$5,349 |
$5,509 |
$5,674 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$12,644 |
$13,023 |
$13,414 |
$13,816 |
$14,231 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$37,772 |
$38,905 |
$40,072 |
$41,275 |
$42,513 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$54,505 |
$54,505 |
$54,505 |
$54,505 |
$54,505 |
| Principal |
$8,032 |
$8,570 |
$9,144 |
$9,756 |
$10,410 |
| Interest |
$46,473 |
$45,935 |
$45,361 |
$44,749 |
$44,095 |
| Loan Balance at End of Year |
$710,576 |
$702,007 |
$692,863 |
$683,106 |
$672,697 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$6,108 |
$6,108 |
$6,108 |
$6,108 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$68,546 |
$100,490 |
$133,709 |
$168,262 |
$204,213 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$22,841 |
-$21,708 |
-$20,541 |
-$19,339 |
-$11,992 |
| Monhtly Cash Flow |
-$1,903 |
-$1,809 |
-$1,712 |
-$1,612 |
-$999 |
| Cash on Cash Return on Investment |
-0.122% |
-0.116% |
-0.110% |
-0.104% |
-0.064% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |