Arden-Arcade Deal Analysis
Let's look at deal analysis for Arden-Arcade, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Arden-Arcade, California Nomad™ Property with 10% Higher Rents
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Typical Arden-Arcade, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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Percents
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Dollars/#
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|
ARV
|
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$499,352
|
|
Purchase Price
|
|
$499,352
|
|
Seller Concessions
|
—
|
$0
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|
Down Payment
|
5.000%
|
$24,968
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|
Closing Costs
|
1.000%
|
$4,994
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|
Rent Ready Costs
|
|
$0
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|
Cumulative Negative Cash Flow
|
|
$92,932
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Total Invested
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$122,894
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Mortgage
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Mortgage Amount
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$474,384.40
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Mortgage Interest Rate
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6.500%
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Loan Term
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|
360
|
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Private Mortgage Insurance
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0.850%
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$336.02
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Drop PMI LTV
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80.000%
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Income
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Monthly Rent
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$2,851
$2850.54
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$1,026
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Property Taxes
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0.811%
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$4,050
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Property Insurance
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0.173%
|
$864
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HOA Dues
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|
$0
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Utilities
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|
$0
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Other Expenses 1
|
|
$0
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Other Expenses 2
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|
$0
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Maintenance
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10.000%
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|
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CapEx
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$0
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Management
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0.000%
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|
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Depreciation Details
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Land Value
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15.000%
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$74,903
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Property Type (C or R)
|
R
|
27.5
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|
Effective Income Tax Rate
|
15.000%
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|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$514,333 |
$529,763 |
$545,655 |
$562,025 |
$578,886 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$14,981 |
$15,430 |
$15,893 |
$16,370 |
$16,861 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,851 |
$2,936 |
$3,024 |
$3,115 |
$3,208 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,851 |
$2,936 |
$3,024 |
$3,115 |
$3,208 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$86 |
$88 |
$91 |
$93 |
$96 |
| Monthly Gross Operating Income |
$2,765 |
$2,848 |
$2,933 |
$3,021 |
$3,112 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$34,206 |
$35,233 |
$36,290 |
$37,378 |
$38,500 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$34,206 |
$35,233 |
$36,290 |
$37,378 |
$38,500 |
| Annual Vacancy Dollar |
$1,026 |
$1,057 |
$1,089 |
$1,121 |
$1,155 |
| Annual Gross Operating Income |
$33,180 |
$34,176 |
$35,201 |
$36,257 |
$37,345 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.811% |
0.811% |
0.811% |
0.811% |
0.811% |
| Property Taxes Dollar |
$4,050 |
$4,171 |
$4,296 |
$4,425 |
$4,558 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$864 |
$890 |
$916 |
$944 |
$972 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,318 |
$3,418 |
$3,520 |
$3,626 |
$3,734 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$8,232 |
$8,479 |
$8,733 |
$8,995 |
$9,265 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$24,949 |
$25,697 |
$26,468 |
$27,262 |
$28,080 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$35,981 |
$35,981 |
$35,981 |
$35,981 |
$35,981 |
| Principal |
$5,302 |
$5,657 |
$6,036 |
$6,441 |
$6,872 |
| Interest |
$30,679 |
$30,324 |
$29,945 |
$29,541 |
$29,109 |
| Loan Balance at End of Year |
$469,082 |
$463,425 |
$457,388 |
$450,948 |
$444,076 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$4,032 |
$4,032 |
$4,032 |
$4,032 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$45,250 |
$66,338 |
$88,267 |
$111,077 |
$134,810 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$15,065 |
-$14,316 |
-$13,545 |
-$12,751 |
-$7,901 |
| Monhtly Cash Flow |
-$1,255 |
-$1,193 |
-$1,129 |
-$1,063 |
-$658 |
| Cash on Cash Return on Investment |
-0.123% |
-0.116% |
-0.110% |
-0.104% |
-0.064% |
| Cap Rate |
|
|
|
|
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| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |