Georgia Real Estate Models
Check out how Georgia does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Athens = $11.07M
- Atlanta = $13.54M
- Augusta = $13.51M
- Sandy Springs = $3.13M
- Savannah = $10.97M
Month First Achieved Financial Independence
- Athens = 31.58 Years (379 Months)
- Atlanta = 36.58 Years (439 Months)
- Augusta = 16.58 Years (199 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 27.58 Years (331 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Athens = $16.47M
- Atlanta = $18.49M
- Augusta = $15.70M
- Sandy Springs = $3.75M
- Savannah = $16.39M
Month First Achieved Financial Independence
- Athens = 22.58 Years (271 Months)
- Atlanta = 27.58 Years (331 Months)
- Augusta = 13.08 Years (157 Months)
- Sandy Springs = 89.58 Years (1075 Months)
- Savannah = 19.58 Years (235 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Athens = $8.23M
- Atlanta = $10.24M
- Augusta = $13.56M
- Sandy Springs = $3.21M
- Savannah = $8.09M
Month First Achieved Financial Independence
- Athens = 32.67 Years (392 Months)
- Atlanta = 39.58 Years (475 Months)
- Augusta = 16.83 Years (202 Months)
- Sandy Springs = 71.00 Years (852 Months)
- Savannah = 30.58 Years (367 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Athens = $8.23M
- Atlanta = $10.24M
- Augusta = $13.56M
- Sandy Springs = $3.21M
- Savannah = $8.09M
Month First Achieved Financial Independence
- Athens = 32.67 Years (392 Months)
- Atlanta = 39.58 Years (475 Months)
- Augusta = 16.83 Years (202 Months)
- Sandy Springs = 71.00 Years (852 Months)
- Savannah = 30.58 Years (367 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Athens = $41.32M
- Atlanta = $49.24M
- Augusta = $32.01M
- Sandy Springs = $17.68M
- Savannah = $41.42M
Month First Achieved Financial Independence
- Athens = 8.25 Years (99 Months)
- Atlanta = 10.08 Years (121 Months)
- Augusta = 7.17 Years (86 Months)
- Sandy Springs = 43.58 Years (523 Months)
- Savannah = 7.42 Years (89 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Athens = $20.12M
- Atlanta = $22.20M
- Augusta = $15.57M
- Sandy Springs = $4.71M
- Savannah = $19.63M
Month First Achieved Financial Independence
- Athens = 17.50 Years (210 Months)
- Atlanta = 23.58 Years (283 Months)
- Augusta = 12.58 Years (151 Months)
- Sandy Springs = 88.42 Years (1061 Months)
- Savannah = 14.33 Years (172 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Athens = $30.86M
- Atlanta = $36.88M
- Augusta = $24.64M
- Sandy Springs = $9.19M
- Savannah = $30.72M
Month First Achieved Financial Independence
- Athens = 10.58 Years (127 Months)
- Atlanta = 13.00 Years (156 Months)
- Augusta = 8.58 Years (103 Months)
- Sandy Springs = 58.25 Years (699 Months)
- Savannah = 8.58 Years (103 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Athens = $10.16M
- Atlanta = $12.03M
- Augusta = $14.00M
- Sandy Springs = $3.04M
- Savannah = $9.68M
Month First Achieved Financial Independence
- Athens = 31.58 Years (379 Months)
- Atlanta = 36.58 Years (439 Months)
- Augusta = 15.58 Years (187 Months)
- Sandy Springs = 95.67 Years (1148 Months)
- Savannah = 27.58 Years (331 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Athens = $8.58M
- Atlanta = $8.43M
- Augusta = $13.55M
- Sandy Springs = -$153.91K
- Savannah = $9.23M
Month First Achieved Financial Independence
- Athens = 30.25 Years (363 Months)
- Atlanta = 40.58 Years (487 Months)
- Augusta = 16.58 Years (199 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 28.67 Years (344 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Athens = $14.90M
- Atlanta = $17.27M
- Augusta = $14.78M
- Sandy Springs = $3.56M
- Savannah = $15.05M
Month First Achieved Financial Independence
- Athens = 25.25 Years (303 Months)
- Atlanta = 30.58 Years (367 Months)
- Augusta = 14.17 Years (170 Months)
- Sandy Springs = 94.67 Years (1136 Months)
- Savannah = 21.58 Years (259 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Athens = $18.95M
- Atlanta = $21.58M
- Augusta = $16.84M
- Sandy Springs = $4.18M
- Savannah = $19.46M
Month First Achieved Financial Independence
- Athens = 19.58 Years (235 Months)
- Atlanta = 23.58 Years (283 Months)
- Augusta = 11.58 Years (139 Months)
- Sandy Springs = 82.58 Years (991 Months)
- Savannah = 15.58 Years (187 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Athens = $22.35M
- Atlanta = $25.03M
- Augusta = $17.90M
- Sandy Springs = $5.30M
- Savannah = $22.26M
Month First Achieved Financial Independence
- Athens = 15.58 Years (187 Months)
- Atlanta = 20.58 Years (247 Months)
- Augusta = 11.50 Years (138 Months)
- Sandy Springs = 80.83 Years (970 Months)
- Savannah = 12.75 Years (153 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Athens = $14.06M
- Atlanta = $15.39M
- Augusta = $13.35M
- Sandy Springs = $3.55M
- Savannah = $14.18M
Month First Achieved Financial Independence
- Athens = 24.58 Years (295 Months)
- Atlanta = 32.17 Years (386 Months)
- Augusta = 14.92 Years (179 Months)
- Sandy Springs = 98.75 Years (1185 Months)
- Savannah = 20.58 Years (247 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Athens = $17.20M
- Atlanta = $20.38M
- Augusta = $16.57M
- Sandy Springs = $6.78M
- Savannah = $16.76M
Month First Achieved Financial Independence
- Athens = 24.25 Years (291 Months)
- Atlanta = 28.58 Years (343 Months)
- Augusta = 15.25 Years (183 Months)
- Sandy Springs = 78.17 Years (938 Months)
- Savannah = 21.58 Years (259 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Athens = $13.69M
- Atlanta = $10.32M
- Augusta = $14.53M
- Sandy Springs = $3.37M
- Savannah = $13.42M
Month First Achieved Financial Independence
- Athens = 27.50 Years (330 Months)
- Atlanta = 32.58 Years (391 Months)
- Augusta = 14.58 Years (175 Months)
- Sandy Springs = 89.17 Years (1070 Months)
- Savannah = 23.58 Years (283 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Athens = $12.46M
- Atlanta = $14.32M
- Augusta = $13.89M
- Sandy Springs = $2.87M
- Savannah = $12.30M
Month First Achieved Financial Independence
- Athens = 29.33 Years (352 Months)
- Atlanta = 34.58 Years (415 Months)
- Augusta = 15.58 Years (187 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 25.58 Years (307 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Athens = $13.69M
- Atlanta = $15.74M
- Augusta = $14.53M
- Sandy Springs = $3.37M
- Savannah = $13.42M
Month First Achieved Financial Independence
- Athens = 27.50 Years (330 Months)
- Atlanta = 32.58 Years (391 Months)
- Augusta = 14.58 Years (175 Months)
- Sandy Springs = 96.58 Years (1159 Months)
- Savannah = 23.58 Years (283 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Athens = $11.04M
- Atlanta = $12.63M
- Augusta = $12.74M
- Sandy Springs = $3.28M
- Savannah = $10.53M
Month First Achieved Financial Independence
- Athens = 33.33 Years (400 Months)
- Atlanta = 38.42 Years (461 Months)
- Augusta = 19.00 Years (228 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 29.58 Years (355 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Athens = $13.69M
- Atlanta = $15.74M
- Augusta = $14.53M
- Sandy Springs = $3.37M
- Savannah = $13.42M
Month First Achieved Financial Independence
- Athens = 27.50 Years (330 Months)
- Atlanta = 32.58 Years (391 Months)
- Augusta = 14.58 Years (175 Months)
- Sandy Springs = 96.58 Years (1159 Months)
- Savannah = 23.58 Years (283 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Athens = $15.31M
- Atlanta = $17.74M
- Augusta = $14.75M
- Sandy Springs = $3.68M
- Savannah = $16.03M
Month First Achieved Financial Independence
- Athens = 23.58 Years (283 Months)
- Atlanta = 29.58 Years (355 Months)
- Augusta = 13.75 Years (165 Months)
- Sandy Springs = 93.67 Years (1124 Months)
- Savannah = 19.58 Years (235 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Athens = $4.83M
- Atlanta = $5.84M
- Augusta = $5.95M
- Sandy Springs = $4.24M
- Savannah = $4.81M
Month First Achieved Financial Independence
- Athens = 32.00 Years (384 Months)
- Atlanta = 39.58 Years (475 Months)
- Augusta = 24.00 Years (288 Months)
- Sandy Springs = 85.58 Years (1027 Months)
- Savannah = 28.58 Years (343 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Athens = $7.62M
- Atlanta = $8.71M
- Augusta = $8.99M
- Sandy Springs = $3.61M
- Savannah = $8.06M
Month First Achieved Financial Independence
- Athens = 27.83 Years (334 Months)
- Atlanta = 33.83 Years (406 Months)
- Augusta = 20.33 Years (244 Months)
- Sandy Springs = 80.58 Years (967 Months)
- Savannah = 24.58 Years (295 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Athens = $7.89M
- Atlanta = $10.98M
- Augusta = $12.41M
- Sandy Springs = $3.36M
- Savannah = $9.04M
Month First Achieved Financial Independence
- Athens = 21.67 Years (260 Months)
- Atlanta = 27.08 Years (325 Months)
- Augusta = 13.67 Years (164 Months)
- Sandy Springs = 97.58 Years (1171 Months)
- Savannah = 19.83 Years (238 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Athens = $11.73M
- Atlanta = $14.45M
- Augusta = $14.41M
- Sandy Springs = $3.25M
- Savannah = $11.81M
Month First Achieved Financial Independence
- Athens = 29.58 Years (355 Months)
- Atlanta = 33.83 Years (406 Months)
- Augusta = 15.33 Years (184 Months)
- Sandy Springs = 94.33 Years (1132 Months)
- Savannah = 25.58 Years (307 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Athens = $16.28M
- Atlanta = $18.58M
- Augusta = $14.96M
- Sandy Springs = $3.77M
- Savannah = $16.32M
Month First Achieved Financial Independence
- Athens = 22.58 Years (271 Months)
- Atlanta = 27.58 Years (331 Months)
- Augusta = 13.58 Years (163 Months)
- Sandy Springs = 94.00 Years (1128 Months)
- Savannah = 18.58 Years (223 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Athens = $14.11M
- Atlanta = $17.02M
- Augusta = $14.98M
- Sandy Springs = $3.65M
- Savannah = $13.29M
Month First Achieved Financial Independence
- Athens = 26.58 Years (319 Months)
- Atlanta = 31.17 Years (374 Months)
- Augusta = 14.42 Years (173 Months)
- Sandy Springs = 93.58 Years (1123 Months)
- Savannah = 22.75 Years (273 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Athens = $16.59M
- Atlanta = $18.93M
- Augusta = $15.05M
- Sandy Springs = $3.90M
- Savannah = $16.94M
Month First Achieved Financial Independence
- Athens = 22.17 Years (266 Months)
- Atlanta = 27.58 Years (331 Months)
- Augusta = 13.58 Years (163 Months)
- Sandy Springs = 93.50 Years (1122 Months)
- Savannah = 17.58 Years (211 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Athens = $14.64M
- Atlanta = $15.82M
- Augusta = $13.77M
- Sandy Springs = $3.52M
- Savannah = $14.74M
Month First Achieved Financial Independence
- Athens = 25.33 Years (304 Months)
- Atlanta = 32.58 Years (391 Months)
- Augusta = 15.58 Years (187 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 20.92 Years (251 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Athens = $9.31M
- Atlanta = $11.04M
- Augusta = $12.43M
- Sandy Springs = $3.13M
- Savannah = $8.84M
Month First Achieved Financial Independence
- Athens = 34.58 Years (415 Months)
- Atlanta = 39.67 Years (476 Months)
- Augusta = 18.58 Years (223 Months)
- Sandy Springs = 74.25 Years (891 Months)
- Savannah = 30.58 Years (367 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Athens = $3.96M
- Atlanta = $4.08M
- Augusta = $3.83M
- Sandy Springs = $4.42M
- Savannah = $3.92M
Month First Achieved Financial Independence
- Athens = 48.58 Years (583 Months)
- Atlanta = 57.25 Years (687 Months)
- Augusta = 45.25 Years (543 Months)
- Sandy Springs = 69.50 Years (834 Months)
- Savannah = 44.75 Years (537 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Athens = $12.55M
- Atlanta = $7.57M
- Augusta = $13.68M
- Sandy Springs = $3.60M
- Savannah = $13.38M
Month First Achieved Financial Independence
- Athens = 24.58 Years (295 Months)
- Atlanta = 39.83 Years (478 Months)
- Augusta = 13.00 Years (156 Months)
- Sandy Springs = 70.17 Years (842 Months)
- Savannah = 20.33 Years (244 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Athens = $11.91M
- Atlanta = $12.44M
- Augusta = $11.48M
- Sandy Springs = $3.58M
- Savannah = $12.04M
Month First Achieved Financial Independence
- Athens = 26.58 Years (319 Months)
- Atlanta = 33.83 Years (406 Months)
- Augusta = 15.58 Years (187 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 22.58 Years (271 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Athens = $13.30M
- Atlanta = $14.61M
- Augusta = $13.68M
- Sandy Springs = $3.37M
- Savannah = $13.56M
Month First Achieved Financial Independence
- Athens = 22.75 Years (273 Months)
- Atlanta = 27.58 Years (331 Months)
- Augusta = 13.00 Years (156 Months)
- Sandy Springs = 97.58 Years (1171 Months)
- Savannah = 20.08 Years (241 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Athens = $12.40M
- Atlanta = $13.28M
- Augusta = $12.08M
- Sandy Springs = $3.41M
- Savannah = $12.47M
Month First Achieved Financial Independence
- Athens = 26.58 Years (319 Months)
- Atlanta = 34.58 Years (415 Months)
- Augusta = 15.58 Years (187 Months)
- Sandy Springs = 0.00 Years (0 Months)
- Savannah = 22.58 Years (271 Months)
More Model Comparisons for Georgia
The following are the various scenarios we ran summarized with Georgia cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for Georgia Cities
The following are the various scenarios we ran summarized with Georgia cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Detailed Georgia City-Specific Modeling
Check out the detailed modeling for these Georgia cities.
Athens
Atlanta
Augusta
Sandy Springs
Savannah