Real Estate Financial Planner™
Achieve Financial Independence with Real Estate, Minus the Hype
James Orr 
A reliable HVAC specialist is an essential part of your real estate investing dream team, ensuring your properties maintain comfortable temperatures year-round while keeping heating, ventilation, and air conditioning systems in peak condition.What Do They Do?HVAC specialists are experts in installing, maintaining, and repairing heating, ventilation, and air conditioning systems. Their work is critical for … Read more
A skilled electrician is an essential part of your real estate investing dream team, ensuring your properties have safe, up-to-code electrical systems that meet the needs of modern tenants.What Do They Do?Electricians handle everything related to your property’s electrical systems, from routine maintenance to handling complex wiring issues. Their expertise is critical in keeping your … Read more
A reliable plumber is an essential part of your real estate investing dream team, ensuring your properties’ plumbing systems stay in top condition and preventing costly water damage.What Do They Do?Plumbers are specialized professionals who handle everything related to the water and waste systems of your properties. Their expertise is critical to maintaining the functionality … Read more
If you’re serious about investing in real estate, understanding how to evaluate a property’s ability to cover its debt is essential. That’s where the Debt Service Coverage Ratio (DSCR) comes in.Mastering DSCR can mean the difference between getting approved for financing or missing out on the deal. It’s also a key metric that can guide … Read more
As a real estate investor, understanding your debt-to-income (DTI) ratio is important for analyzing deals and securing traditional financing for your properties.While you can always ask your lender to calculate this for you, knowing how it works can give you a significant advantage, especially when you’re planning to acquire multiple properties.So, what is Debt-to-Income (DTI)?Your … Read more
A reliable handyman is an essential part of your real estate investing dream team, helping to maintain and improve your properties while keeping repair costs under control.What Do They Do?Your handyman will play a crucial role in keeping your properties in good condition, from fixing minor issues to handling general upkeep.Here’s what handymen typically handle:When … Read more
Determining the appropriate rent for a property is a crucial skill for any real estate investor. Whether you’re analyzing a potential investment or preparing to market your property, understanding how to use rent comparables (comps) is essential.Rent comps are similar properties in the area that have recently been rented or are currently available for rent. … Read more
When you’re analyzing real estate deals, two metrics often come up:These powerful tools can help you evaluate potential investments and make informed decisions.They provide different perspectives on a property’s performance and can guide your investment strategy.We’ll dive deep into Cash on Cash ROI and Cap Rate and you’ll learn:Let’s get started with understanding the basics … Read more
Determining a property’s value can be an important step when buying your first investment property depending on your real estate investing strategy and why you’re buying the property.By reviewing comparable sales, or “comps,” you can get a clearer picture of what similar properties have sold for, helping you make more informed decisions.Here’s how to do … Read more
A property manager can be a key member of your real estate investing dream team, especially if you plan on scaling your portfolio or don’t want to be involved in the day-to-day operations of managing tenants and property maintenance.Property managers do more than just collect rent—they provide key services before, during, and after your property … Read more