The Real Estate Financial Planner Blueprint™
$1MM - 0% Inflation - Buy 8 20% DP Properties

Achieved Financial Independence
First achieved in Month 2

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $3,333 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 2.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
20% DP - 0% Inflation 1 $0 $0 $5,238 $1,569 $1,926 $8,734
20% DP - 0% Inflation 2 $0 $1,473 $4,794 $1,569 $1,808 $9,644
20% DP - 0% Inflation 3 $0 $1,473 $4,350 $1,438 $1,648 $8,910
20% DP - 0% Inflation 4 $0 $1,473 $3,908 $1,308 $1,487 $8,177
20% DP - 0% Inflation 5 $0 $1,473 $3,468 $1,177 $1,327 $7,445
20% DP - 0% Inflation 6 $0 $1,473 $3,029 $1,046 $1,166 $6,715
20% DP - 0% Inflation 7 $0 $1,473 $2,592 $915 $1,006 $5,987
20% DP - 0% Inflation 8 $0 $1,473 $2,156 $785 $845 $5,260
Totals: $0 $10,313 $29,537 $9,808 $11,214 $60,872

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
20% DP - 0% Inflation 1 — — 5.09% 1.53% 1.87% 8.49%
20% DP - 0% Inflation 2 — 1.46% 4.75% 1.55% 1.79% 9.55%
20% DP - 0% Inflation 3 — 1.60% 4.72% 1.56% 1.79% 9.66%
20% DP - 0% Inflation 4 — 1.76% 4.68% 1.57% 1.78% 9.79%
20% DP - 0% Inflation 5 — 1.97% 4.63% 1.57% 1.77% 9.94%
20% DP - 0% Inflation 6 — 2.22% 4.57% 1.58% 1.76% 10.14%
20% DP - 0% Inflation 7 — 2.56% 4.50% 1.59% 1.74% 10.38%
20% DP - 0% Inflation 8 — 3% 4.39% 1.60% 1.72% 10.71%
Totals: — 1.64% 4.71% 1.56% 1.79% 9.70%

Asset Allocation

How are assets allocated? Let's first look at this month.

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