The Real Estate Financial Planner Blueprint™
$1MM - 4% Inflation - Buy 20% DP Properties

Achieved Financial Independence
First achieved in Month 2

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $3,333 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 2.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
20% DP - 4% Inflation 1 $15,300 $841 $5,238 $1,569 $1,936 $24,884
20% DP - 4% Inflation 2 $15,296 $1,465 $4,809 $1,575 $1,815 $24,961
20% DP - 4% Inflation 3 $14,043 $1,471 $4,379 $1,449 $1,660 $23,002
20% DP - 4% Inflation 4 $12,787 $1,477 $3,947 $1,321 $1,503 $21,035
20% DP - 4% Inflation 5 $11,527 $1,483 $3,514 $1,193 $1,345 $19,062
20% DP - 4% Inflation 6 $10,262 $1,489 $3,079 $1,064 $1,186 $17,081
20% DP - 4% Inflation 7 $8,994 $1,495 $2,644 $934 $1,026 $15,092
20% DP - 4% Inflation 8 $7,721 $1,501 $2,206 $803 $865 $13,096
20% DP - 4% Inflation 9 $6,444 $1,507 $1,768 $672 $703 $11,093
20% DP - 4% Inflation 10 $5,163 $1,513 $1,328 $539 $540 $9,083
Totals: $107,535 $14,241 $32,912 $11,119 $12,580 $178,388

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
20% DP - 4% Inflation 1 13.60% 0.75% 4.66% 1.40% 1.72% 22.12%
20% DP - 4% Inflation 2 13.96% 1.34% 4.39% 1.44% 1.66% 22.79%
20% DP - 4% Inflation 3 14.07% 1.47% 4.39% 1.45% 1.66% 23.04%
20% DP - 4% Inflation 4 14.18% 1.64% 4.38% 1.46% 1.67% 23.32%
20% DP - 4% Inflation 5 14.29% 1.84% 4.36% 1.48% 1.67% 23.64%
20% DP - 4% Inflation 6 14.42% 2.09% 4.33% 1.49% 1.67% 24%
20% DP - 4% Inflation 7 14.56% 2.42% 4.28% 1.51% 1.66% 24.43%
20% DP - 4% Inflation 8 14.71% 2.86% 4.20% 1.53% 1.65% 24.95%
20% DP - 4% Inflation 9 14.89% 3.48% 4.09% 1.55% 1.63% 25.64%
20% DP - 4% Inflation 10 15.12% 4.43% 3.89% 1.58% 1.58% 26.61%
Totals: 14.23% 1.88% 4.36% 1.47% 1.67% 23.61%

Asset Allocation

How are assets allocated? Let's first look at this month.

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