The Real Estate Financial Planner Blueprint™
$1MM - 1% Inflation - Buy 20% DP Properties

Achieved Financial Independence
First achieved in Month 2

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $3,333 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 2.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
20% DP - 1% Inflation 1 $3,806 $11 $5,238 $1,569 $1,927 $12,552
20% DP - 1% Inflation 2 $3,806 $1,486 $4,798 $1,571 $1,811 $13,471
20% DP - 1% Inflation 3 $3,490 $1,488 $4,357 $1,441 $1,651 $12,428
20% DP - 1% Inflation 4 $3,174 $1,490 $3,918 $1,311 $1,492 $11,385
20% DP - 1% Inflation 5 $2,858 $1,492 $3,480 $1,181 $1,332 $10,342
20% DP - 1% Inflation 6 $2,541 $1,493 $3,042 $1,051 $1,172 $9,299
20% DP - 1% Inflation 7 $2,225 $1,495 $2,605 $920 $1,011 $8,256
20% DP - 1% Inflation 8 $1,908 $1,497 $2,169 $789 $851 $7,214
20% DP - 1% Inflation 9 $1,590 $1,499 $1,734 $658 $690 $6,171
20% DP - 1% Inflation 10 $1,273 $1,501 $1,299 $527 $528 $5,128
Totals: $26,672 $13,453 $32,640 $11,018 $12,464 $96,247

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
20% DP - 1% Inflation 1 3.62% 0.01% 4.98% 1.49% 1.83% 11.92%
20% DP - 1% Inflation 2 3.69% 1.44% 4.65% 1.52% 1.76% 13.06%
20% DP - 1% Inflation 3 3.71% 1.58% 4.63% 1.53% 1.75% 13.20%
20% DP - 1% Inflation 4 3.73% 1.75% 4.60% 1.54% 1.75% 13.36%
20% DP - 1% Inflation 5 3.74% 1.95% 4.56% 1.55% 1.74% 13.55%
20% DP - 1% Inflation 6 3.77% 2.21% 4.51% 1.56% 1.74% 13.78%
20% DP - 1% Inflation 7 3.79% 2.55% 4.44% 1.57% 1.72% 14.07%
20% DP - 1% Inflation 8 3.82% 3% 4.34% 1.58% 1.70% 14.44%
20% DP - 1% Inflation 9 3.85% 3.63% 4.20% 1.60% 1.67% 14.96%
20% DP - 1% Inflation 10 3.90% 4.60% 3.98% 1.62% 1.62% 15.73%
Totals: 3.74% 1.88% 4.57% 1.54% 1.75% 13.48%

Asset Allocation

How are assets allocated? Let's first look at this month.

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