The Real Estate Financial Planner Blueprint™
$1MM - 2% Inflation - Buy 20% DP Properties

Achieved Financial Independence
First achieved in Month 2

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $3,333 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 2.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
20% DP - 2% Inflation 1 $7,625 $23 $5,238 $1,569 $1,928 $16,383
20% DP - 2% Inflation 2 $7,624 $1,499 $4,801 $1,572 $1,813 $17,310
20% DP - 2% Inflation 3 $6,994 $1,503 $4,365 $1,444 $1,655 $15,960
20% DP - 2% Inflation 4 $6,364 $1,506 $3,928 $1,315 $1,496 $14,608
20% DP - 2% Inflation 5 $5,732 $1,510 $3,491 $1,185 $1,337 $13,255
20% DP - 2% Inflation 6 $5,099 $1,514 $3,055 $1,055 $1,177 $11,899
20% DP - 2% Inflation 7 $4,465 $1,517 $2,618 $925 $1,017 $10,542
20% DP - 2% Inflation 8 $3,830 $1,521 $2,181 $794 $856 $9,183
20% DP - 2% Inflation 9 $3,194 $1,525 $1,745 $663 $695 $7,821
20% DP - 2% Inflation 10 $2,557 $1,528 $1,309 $531 $533 $6,458
Totals: $53,486 $13,646 $32,731 $11,052 $12,504 $123,420

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
20% DP - 2% Inflation 1 7.08% 0.02% 4.87% 1.46% 1.79% 15.22%
20% DP - 2% Inflation 2 7.24% 1.42% 4.56% 1.49% 1.72% 16.44%
20% DP - 2% Inflation 3 7.28% 1.56% 4.54% 1.50% 1.72% 16.62%
20% DP - 2% Inflation 4 7.32% 1.73% 4.52% 1.51% 1.72% 16.81%
20% DP - 2% Inflation 5 7.37% 1.94% 4.49% 1.52% 1.72% 17.04%
20% DP - 2% Inflation 6 7.42% 2.20% 4.44% 1.54% 1.71% 17.32%
20% DP - 2% Inflation 7 7.48% 2.54% 4.38% 1.55% 1.70% 17.65%
20% DP - 2% Inflation 8 7.54% 2.99% 4.29% 1.56% 1.68% 18.08%
20% DP - 2% Inflation 9 7.62% 3.64% 4.16% 1.58% 1.66% 18.65%
20% DP - 2% Inflation 10 7.72% 4.61% 3.95% 1.60% 1.61% 19.50%
Totals: 7.35% 1.87% 4.50% 1.52% 1.72% 16.95%

Asset Allocation

How are assets allocated? Let's first look at this month.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports