The Real Estate Financial Planner Blueprint™
$1MM - 3% Inflation - Buy 20% DP Properties

Achieved Financial Independence
First achieved in Month 2

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $3,333 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 2.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
20% DP - 3% Inflation 1 $11,456 $34 $5,238 $1,569 $1,928 $20,227
20% DP - 3% Inflation 2 $11,454 $1,512 $4,805 $1,574 $1,815 $21,160
20% DP - 3% Inflation 3 $10,512 $1,518 $4,372 $1,446 $1,658 $19,506
20% DP - 3% Inflation 4 $9,568 $1,523 $3,937 $1,318 $1,500 $17,847
20% DP - 3% Inflation 5 $8,622 $1,529 $3,503 $1,189 $1,342 $16,183
20% DP - 3% Inflation 6 $7,673 $1,534 $3,067 $1,060 $1,182 $14,515
20% DP - 3% Inflation 7 $6,722 $1,539 $2,631 $929 $1,022 $12,843
20% DP - 3% Inflation 8 $5,768 $1,545 $2,194 $799 $861 $11,167
20% DP - 3% Inflation 9 $4,812 $1,550 $1,756 $667 $699 $9,486
20% DP - 3% Inflation 10 $3,854 $1,556 $1,318 $535 $537 $7,800
Totals: $80,441 $13,841 $32,822 $11,086 $12,545 $150,734

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
20% DP - 3% Inflation 1 10.41% 0.03% 4.76% 1.43% 1.75% 18.38%
20% DP - 3% Inflation 2 10.66% 1.41% 4.47% 1.47% 1.69% 19.70%
20% DP - 3% Inflation 3 10.73% 1.55% 4.46% 1.48% 1.69% 19.91%
20% DP - 3% Inflation 4 10.81% 1.72% 4.45% 1.49% 1.69% 20.16%
20% DP - 3% Inflation 5 10.88% 1.93% 4.42% 1.50% 1.69% 20.43%
20% DP - 3% Inflation 6 10.97% 2.19% 4.38% 1.51% 1.69% 20.75%
20% DP - 3% Inflation 7 11.06% 2.53% 4.33% 1.53% 1.68% 21.14%
20% DP - 3% Inflation 8 11.17% 2.99% 4.25% 1.55% 1.67% 21.62%
20% DP - 3% Inflation 9 11.30% 3.64% 4.12% 1.57% 1.64% 22.26%
20% DP - 3% Inflation 10 11.46% 4.63% 3.92% 1.59% 1.60% 23.19%
Totals: 10.84% 1.87% 4.42% 1.49% 1.69% 20.32%

Asset Allocation

How are assets allocated? Let's first look at this month.

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