The Real Estate Financial Planner Blueprint™
09 Buy 10 Nomads™ with 10% Premium

Achieved Financial Independence
First achieved in Month 397

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 397.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 1 $11,027 $23,135 $0 $0 $1,286 $35,447
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 2 $11,027 $22,703 $0 $0 $1,282 $35,011
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 3 $11,027 $10,101 $11,637 $1,091 $2,282 $36,139
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 4 $11,027 $8,565 $10,136 $1,225 $2,405 $33,359
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 5 $11,027 $7,867 $9,119 $1,339 $2,515 $31,866
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 6 $11,027 $5,804 $8,036 $1,489 $2,649 $29,005
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 7 $11,027 $3,806 $7,315 $1,611 $2,756 $26,513
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 8 $11,027 $2,615 $6,484 $1,782 $2,920 $24,827
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 9 $11,027 $112 $5,885 $1,933 $3,051 $22,008
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 10* $11,027 $0 $5,436 $0 $2,867 $19,330
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 1 $11,027 $23,135 $0 $0 $1,286 $35,447
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 2 $11,027 $22,703 $0 $0 $1,282 $35,011
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 3 $11,027 $10,101 $11,637 $1,091 $2,282 $36,139
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 4 $11,027 $8,565 $10,136 $1,225 $2,405 $33,359
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 5 $11,027 $7,867 $9,119 $1,339 $2,515 $31,866
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 6 $11,027 $5,804 $8,036 $1,489 $2,649 $29,005
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 7 $11,027 $3,806 $7,315 $1,611 $2,756 $26,513
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 8 $11,027 $2,615 $6,484 $1,782 $2,920 $24,827
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 9 $11,027 $112 $5,885 $1,933 $3,051 $22,008
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 10* $11,027 $0 $5,436 $0 $2,867 $19,330
Totals: $220,533 $169,415 $128,097 $20,939 $48,027 $587,011
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 1 2.84% 5.95% — — 0.33% 9.12%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 2 2.84% 5.84% — — 0.33% 9.01%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 3 2.84% 2.60% 2.99% 0.28% 0.59% 9.30%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 4 3.21% 2.50% 2.95% 0.36% 0.70% 9.72%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 5 3.57% 2.55% 2.95% 0.43% 0.81% 10.32%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 6 4.12% 2.17% 3.01% 0.56% 0.99% 10.85%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 7 4.67% 1.61% 3.10% 0.68% 1.17% 11.23%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 8 5.65% 1.34% 3.32% 0.91% 1.50% 12.73%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 9 6.86% 0.07% 3.66% 1.20% 1.90% 13.69%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 1 2.84% 5.95% — — 0.33% 9.12%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 2 2.84% 5.84% — — 0.33% 9.01%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 3 2.84% 2.60% 2.99% 0.28% 0.59% 9.30%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 4 3.21% 2.50% 2.95% 0.36% 0.70% 9.72%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 5 3.57% 2.55% 2.95% 0.43% 0.81% 10.32%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 6 4.12% 2.17% 3.01% 0.56% 0.99% 10.85%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 7 4.67% 1.61% 3.10% 0.68% 1.17% 11.23%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 8 5.65% 1.34% 3.32% 0.91% 1.50% 12.73%
Typical Erie, Pennsylvania Nomad™ Property with 10% Premium 9 6.86% 0.07% 3.66% 1.20% 1.90% 13.69%
Totals: 3.71% 3.16% 2.19% 0.39% 0.79% 10.24%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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