The Real Estate Financial Planner Blueprint™
APPR 10 5% Nomads Sell Properties If SWR Allows FI

Significant Event Month 228

Significant Event Description: Sold Property to Retire from Safe Withdrawal Rate

The following is a chart showing the balance of $300K in Savings at 7% Account from the start of the Scenario to Month 228 after we've adjusted for all the income and expenses including this sale for the entire month.

The following shows the Monthly Rent of this Property through the sale in Month 228. Monthly Rent typically drops to zero the month that we sell because we assume the sale happened on the first of the month and therefore you collected no rent.

Here's the Monthly Rent presented in the form of the Cash Flow Power Meter™ over time.

Interested top see how the rent on this property changed over the period you owned it? The following shows the historical Rent Appreciation Rate of this Property through the sale in Month 228.

The following shows the historical Private Mortgage Insurance Monthly Premium paid for this Property through the sale in Month 228.

Private Mortgage Insurance Monthly Premium typically goes away (to zero) after the loan-to-value balanced on this Property drops below 78%.

The following shows the historical Cash Flow of this Property through the sale. This is your gross depreciation times your Effective Tax Rate to give you an estimate of the cash flow you'd receive from tax benefits by owning this rental property.

The following shows the historical Cash Flow From Depreciation™ of this Property through the sale. This is your gross depreciation times your Effective Tax Rate to give you an estimate of the cash flow you'd receive from tax benefits by owning this rental property.

Since the sale happens on the first of the month and Monthly Rents have dropped to zero, but you still have a mortgage payment due, your True Cash Flow™ on this Property is typically negative the month you sell it.

Remember, you pay your mortgage in arrears and that's why you have a final mortgage payment due in the month that you sell the property even though you sell on the first of the month.

The following shows the True Cash Flow™ of this Property through the sale in Month 228.

The following shows the Property Value of this Property through the sale. The software typically shows the Property Value for a Property that sells in that month drop to zero.

The following shows the Appreciation Rate of this Property through the sale. This is an annualized number and really the property value is only going up by approximately 1/12th of this amount each month. Technically, it is a little less than 1/12th because it compounds.

The following shows the Appreciation (in dollars) of this Property through the sale. This is basically the Property Value times the Appreciation Rate for that period to show how much the Property went up or down in value that month.

The following shows the historical Cash on Cash Return On Investment of this Property through the sale in Month 228. Cash on Cash Return on Investment does not take into account Cash Flow from Depreciation™ like True Cash Flow™ does.

The following shows the historical True Cash on Cash Return On Investment of this Property through the sale in Month 228.

The following shows the historical Return On Equity of this Property through the sale in Month 228.

The following shows the historical True Cash Flow™ (Cash Flow + Cash Flow from Depreciation™ + Capital Expenses) of this Property through the sale in Month 228.

The following shows the historical Mortgage Interest Rate of this Property through the sale in Month 228.

The following shows the historical Mortgage Balance of this Property through the sale in Month 228.

The following shows the historical Equity of this Property through the sale in Month 228. This Equity does not take into account sales costs, transaction costs, depreciation recapture, or capital gains.

The following shows the historical Cash Out Refinance Equity of this Property through the sale in Month 228. This Cash Out Refi Equity does not take into account refinance costs but does limit you to being able to refinance any more than 75% loan-to-value.

The following shows the historical Sell With Agent Equity of this Property through the sale in Month 228. This Sell With Agent Equity assumes that you'll net 93% of the sale price (to account for sales costs and transaction costs). It does not account for depreciation recapture (if any) or capital gains (if any).

The following shows the historical Depreciation of this Property through the sale in Month 228.

The following shows the historical Cumulative Negative Cash Flow of this Property through the sale in Month 228.

The following shows the historical Cumulative Cash Flow of this Property through the sale in Month 228. It shows how much total cash flow this Property has produced since you've owned it all summed together.

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $20,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.