The Real Estate Financial Planner Blueprint™
Lexington-Fayette, Kentucky 20% DP

Achieved Financial Independence
First achieved in Month 362

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 362.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Lexington-Fayette, Kentucky Average Property 1 $3,539 $20,233 $0 $0 $1,279 $25,051
Lexington-Fayette, Kentucky Average Property 2 $3,539 $20,326 $0 $0 $1,282 $25,147
Lexington-Fayette, Kentucky Average Property 3 $3,539 $10,610 $6,686 $1,129 $2,028 $23,992
Lexington-Fayette, Kentucky Average Property 4 $3,539 $9,838 $5,650 $1,221 $2,090 $22,338
Lexington-Fayette, Kentucky Average Property 5 $3,539 $9,429 $5,193 $1,270 $2,122 $21,554
Lexington-Fayette, Kentucky Average Property 6 $3,539 $9,147 $4,910 $1,304 $2,145 $21,044
Lexington-Fayette, Kentucky Average Property 7 $3,539 $9,568 $4,696 $1,331 $2,184 $21,319
Lexington-Fayette, Kentucky Average Property 8 $3,539 $9,585 $4,545 $1,352 $2,204 $21,225
Lexington-Fayette, Kentucky Average Property 9 $3,539 $9,436 $4,419 $1,370 $2,216 $20,980
Lexington-Fayette, Kentucky Average Property 10 $3,539 $9,122 $4,317 $1,385 $2,220 $20,582
Totals: $35,390 $117,296 $40,416 $10,362 $19,769 $223,233

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Lexington-Fayette, Kentucky Average Property 1 1.24% 7.08% — — 0.45% 8.76%
Lexington-Fayette, Kentucky Average Property 2 1.24% 7.11% — — 0.45% 8.79%
Lexington-Fayette, Kentucky Average Property 3 1.54% 4.63% 2.92% 0.49% 0.89% 10.47%
Lexington-Fayette, Kentucky Average Property 4 1.90% 5.29% 3.04% 0.66% 1.12% 12.01%
Lexington-Fayette, Kentucky Average Property 5 2.14% 5.70% 3.14% 0.77% 1.28% 13.04%
Lexington-Fayette, Kentucky Average Property 6 2.33% 6.02% 3.23% 0.86% 1.41% 13.86%
Lexington-Fayette, Kentucky Average Property 7 2.50% 6.76% 3.32% 0.94% 1.54% 15.05%
Lexington-Fayette, Kentucky Average Property 8 2.64% 7.15% 3.39% 1.01% 1.64% 15.84%
Lexington-Fayette, Kentucky Average Property 9 2.78% 7.40% 3.47% 1.07% 1.74% 16.45%
Lexington-Fayette, Kentucky Average Property 10 2.90% 7.48% 3.54% 1.13% 1.82% 16.87%
Totals: 1.93% 6.41% 2.21% 0.57% 1.08% 12.20%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $20,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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