The Real Estate Financial Planner Blueprint™
Des Moines, Iowa 20% DP

Achieved Financial Independence
First achieved in Month 361

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 361.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Des Moines, Iowa Average Property 1 $903 $14,994 $0 $0 $1,061 $16,959
Des Moines, Iowa Average Property 2 $903 $14,562 $490 $0 $1,103 $17,058
Des Moines, Iowa Average Property 3 $903 $14,130 $979 $0 $1,144 $17,156
Des Moines, Iowa Average Property 4 $903 $8,652 $4,738 $737 $1,548 $16,577
Des Moines, Iowa Average Property 5 $903 $9,030 $4,007 $758 $1,580 $16,278
Des Moines, Iowa Average Property 6 $903 $8,507 $3,680 $769 $1,573 $15,431
Des Moines, Iowa Average Property 7 $903 $8,937 $3,470 $776 $1,595 $15,681
Des Moines, Iowa Average Property 8 $903 $8,334 $3,320 $782 $1,580 $14,919
Des Moines, Iowa Average Property 9 $903 $8,295 $3,205 $787 $1,583 $14,773
Des Moines, Iowa Average Property 10 $903 $8,880 $3,112 $790 $1,606 $15,292
Totals: $9,029 $104,322 $27,001 $5,398 $14,374 $160,124

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Des Moines, Iowa Average Property 1 0.54% 9.05% — — 0.64% 10.24%
Des Moines, Iowa Average Property 2 0.54% 8.76% 0.29% — 0.66% 10.27%
Des Moines, Iowa Average Property 3 0.54% 8.48% 0.59% — 0.69% 10.30%
Des Moines, Iowa Average Property 4 0.66% 6.28% 3.44% 0.54% 1.12% 12.04%
Des Moines, Iowa Average Property 5 0.78% 7.78% 3.45% 0.65% 1.36% 14.02%
Des Moines, Iowa Average Property 6 0.85% 8.04% 3.48% 0.73% 1.49% 14.58%
Des Moines, Iowa Average Property 7 0.91% 8.99% 3.49% 0.78% 1.60% 15.77%
Des Moines, Iowa Average Property 8 0.96% 8.83% 3.52% 0.83% 1.67% 15.80%
Des Moines, Iowa Average Property 9 1% 9.14% 3.53% 0.87% 1.75% 16.28%
Des Moines, Iowa Average Property 10 1.03% 10.09% 3.54% 0.90% 1.83% 17.38%
Totals: 0.73% 8.48% 2.19% 0.44% 1.17% 13.01%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $20,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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