The Real Estate Financial Planner Blueprint™
10 20% DP Rentals

Purchased Typical Family Home 20% DP 1 Property
Bought in Month 11

We have a Rule that has you buying the Typical Family Home 20% DP 1 Property when your Account balance in the VTSMX with CAGR of 8.97% over 1871-2017 Account reaches $10,000 (which we adjust for inflation to be worth $10,249.38 in Month 11). The following is a chart showing the balance of VTSMX with CAGR of 8.97% over 1871-2017 Account from the start of the Scenario to Month 11 after we've adjusted for all the income and expenses for the entire month.

To purchase the Typical Family Home 20% DP 1 Property, we're assuming you're getting a 20% down payment loan. With a $307,481.47 purchase price that means you need to have $61,496.29 for down payment.

The total cost to close must also include the rent ready costs ($0) and closing costs ($3,074.81) minus any seller concessions ($0).

Description Amount
Down Payment $61,496.29
Rent Ready Costs $0
Closing Costs $3,074.81
Seller Concessions $0
Total Cost To Close: $64,571.11

The monthly rent on this Property is $1,981.86 per month.

Return in Dollars + Reserves

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Family Home 20% DP 1 $9,245 $1,874 $2,894 $2,197 $1,737 $17,948
Totals: $9,245 $1,874 $2,894 $2,197 $1,737 $17,948

Asset Allocation

How are assets allocated? Let's first look at this month.

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