The Real Estate Financial Planner Blueprint™
B 1 Nomad 5% DP, 30% Saved Monthly

Purchased Typical Family Home 5% DP 1 Property
Bought in Month 7

We have a Rule that has you buying the Typical Family Home 5% DP 1 Property even if your Account balance in the VTSMX with CAGR of 8.97% over 1871-2017 Account has zero dollars. The following is a chart showing the balance of VTSMX with CAGR of 8.97% over 1871-2017 Account from the start of the Scenario to Month 7 after we've adjusted for all the income and expenses for the entire month.

To purchase the Typical Family Home 5% DP 1 Property, we're assuming you're getting a 5% down payment loan. With a $304,466.75 purchase price that means you need to have $15,223.34 for down payment.

The total cost to close must also include the rent ready costs ($0) and closing costs ($3,044.67) minus any seller concessions ($0).

Description Amount
Down Payment $15,223.34
Rent Ready Costs $0
Closing Costs $3,044.67
Seller Concessions $0
Total Cost To Close: $18,268.01

Since this is a Nomad™ Property, you are buying it, moving in and living there for at least a year before renting it.

You are moving into this property, so you are not collecting any rent on this property yet.

Return in Dollars + Reserves

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Family Home 5% DP 1* $9,155 $0 $4,269 $0 $1,597 $15,021
Totals: $9,155 $0 $4,269 $0 $1,597 $15,021
* Denotes a property that had no rent for at least part of the period covered.

Asset Allocation

How are assets allocated? Let's first look at this month.

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