The Real Estate Financial Planner Blueprint™
03 1 5% Down Primary Then 9 20% Down Rental Properties

Achieved Financial Independence
First achieved in Month 692

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $4,890.54 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 692.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Cheyenne, Wyoming Nomad™ Property 1* $53,167 $0 $0 $0 $2,552 $55,719
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 1 $53,167 $67,617 $0 $0 $3,437 $124,221
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 2 $53,167 $68,109 $0 $0 $3,441 $124,717
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 3 $53,167 $67,617 $0 $0 $3,437 $124,221
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 4 $53,167 $14,141 $38,537 $5,274 $7,803 $118,922
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 5 $53,167 $10,930 $35,438 $5,609 $8,082 $113,225
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 6 $53,167 -$1,155 $28,883 $6,518 $8,809 $96,222
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 7 $53,167 -$7,396 $25,599 $7,122 $9,308 $87,800
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 8 $53,167 -$16,514 $21,575 $8,076 $10,102 $76,405
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 9 $53,167 -$24,304 $19,315 $8,759 $10,661 $67,598
Totals: $531,671 $179,045 $169,346 $41,357 $67,632 $989,051
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 1 2.89% 3.68% 0.19% 6.75%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 2 2.89% 3.70% 0.19% 6.78%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 3 2.89% 3.68% 0.19% 6.75%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 4 3.18% 0.85% 2.31% 0.32% 0.47% 7.12%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 5 3.37% 0.69% 2.24% 0.36% 0.51% 7.17%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 6 3.91% -0.08% 2.12% 0.48% 0.65% 7.08%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 7 4.32% -0.60% 2.08% 0.58% 0.76% 7.14%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 8 5.11% -1.59% 2.07% 0.78% 0.97% 7.34%
Typical 20% Down Payment Cheyenne, Wyoming Rental Property 9 5.81% -2.66% 2.11% 0.96% 1.17% 7.39%
Totals: 3.59% 1.34% 1.27% 0.31% 0.49% 7.01%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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