The Real Estate Financial Planner Blueprint™
33 10 25% Down Rental Properties (no Owner-Occupant)

Achieved Financial Independence
First achieved in Month 423

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 423.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical 25% Down Payment Casper, Wyoming Rental Property 1 $20,212 $36,205 $0 $0 $1,400 $57,817
Typical 25% Down Payment Casper, Wyoming Rental Property 2 $20,212 $18,462 $13,989 $1,956 $2,883 $57,503
Typical 25% Down Payment Casper, Wyoming Rental Property 3 $20,212 $16,006 $12,105 $2,191 $3,058 $53,572
Typical 25% Down Payment Casper, Wyoming Rental Property 4 $20,212 $14,218 $10,741 $2,406 $3,223 $50,799
Typical 25% Down Payment Casper, Wyoming Rental Property 5 $20,212 $11,934 $9,681 $2,609 $3,373 $47,811
Typical 25% Down Payment Casper, Wyoming Rental Property 6 $20,212 $10,601 $8,893 $2,789 $3,512 $46,008
Typical 25% Down Payment Casper, Wyoming Rental Property 7 $20,212 $9,050 $8,220 $2,966 $3,647 $44,096
Typical 25% Down Payment Casper, Wyoming Rental Property 8 $20,212 $7,202 $7,695 $3,123 $3,763 $41,995
Typical 25% Down Payment Casper, Wyoming Rental Property 9 $20,212 $5,235 $7,225 $3,281 $3,877 $39,831
Typical 25% Down Payment Casper, Wyoming Rental Property 10 $20,212 $3,310 $6,721 $3,472 $4,021 $37,737
Totals: $202,124 $132,223 $85,270 $24,794 $32,758 $477,169

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Casper, Wyoming Rental Property 1 2.89% 5.17% — — 0.20% 8.25%
Typical 25% Down Payment Casper, Wyoming Rental Property 2 3.09% 2.82% 2.14% 0.30% 0.44% 8.79%
Typical 25% Down Payment Casper, Wyoming Rental Property 3 3.40% 2.69% 2.03% 0.37% 0.51% 9%
Typical 25% Down Payment Casper, Wyoming Rental Property 4 3.70% 2.60% 1.96% 0.44% 0.59% 9.29%
Typical 25% Down Payment Casper, Wyoming Rental Property 5 4.01% 2.37% 1.92% 0.52% 0.67% 9.48%
Typical 25% Down Payment Casper, Wyoming Rental Property 6 4.31% 2.26% 1.89% 0.59% 0.75% 9.80%
Typical 25% Down Payment Casper, Wyoming Rental Property 7 4.63% 2.07% 1.88% 0.68% 0.84% 10.11%
Typical 25% Down Payment Casper, Wyoming Rental Property 8 4.96% 1.77% 1.89% 0.77% 0.92% 10.30%
Typical 25% Down Payment Casper, Wyoming Rental Property 9 5.32% 1.38% 1.90% 0.86% 1.02% 10.47%
Typical 25% Down Payment Casper, Wyoming Rental Property 10 5.81% 0.95% 1.93% 1% 1.16% 10.85%
Totals: 4.01% 2.62% 1.69% 0.49% 0.65% 9.46%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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