The Real Estate Financial Planner Blueprint™
02 Nomad™ Earn 10% Less Income from Job

Achieved Financial Independence
First achieved in Month 783

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $9,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 783.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Vancouver, Washington Nomad™ Property 1	$95,127	$152,615	$0	$0	$4,891	$252,633
Typical Vancouver, Washington Nomad™ Property 2	$95,127	$153,089	$0	$0	$4,895	$253,111
Typical Vancouver, Washington Nomad™ Property 3	$95,127	$156,443	$0	$8,059	$4,925	$264,555
Typical Vancouver, Washington Nomad™ Property 4	$95,127	$35,121	$73,647	$10,084	$14,291	$228,270
Typical Vancouver, Washington Nomad™ Property 5	$95,127	$15,059	$61,020	$11,806	$15,896	$198,908
Typical Vancouver, Washington Nomad™ Property 6	$95,127	-$11,159	$49,383	$14,097	$18,035	$165,483
Typical Vancouver, Washington Nomad™ Property 7	$95,127	-$31,754	$42,760	$15,906	$19,725	$141,763
Typical Vancouver, Washington Nomad™ Property 8^*	$95,127	$0	$37,025	$0	$21,783	$153,935
Totals:	$761,015	$469,414	$263,834	$59,953	$104,442	$1,658,658
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical Vancouver, Washington Nomad™ Property 1	2.90%	4.66%	—	—	0.15%	7.71%
Typical Vancouver, Washington Nomad™ Property 2	2.90%	4.67%	—	—	0.15%	7.73%
Typical Vancouver, Washington Nomad™ Property 3	2.90%	4.78%	—	0.25%	0.15%	8.08%
Typical Vancouver, Washington Nomad™ Property 4	3.49%	1.29%	2.70%	0.37%	0.52%	8.38%
Typical Vancouver, Washington Nomad™ Property 5	4.25%	0.67%	2.72%	0.53%	0.71%	8.88%
Typical Vancouver, Washington Nomad™ Property 6	5.67%	-0.67%	2.95%	0.84%	1.08%	9.87%
Typical Vancouver, Washington Nomad™ Property 7	7.48%	-2.50%	3.36%	1.25%	1.55%	11.15%
Totals:	3.75%	2.65%	1.28%	0.34%	0.47%	8.48%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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