The Real Estate Financial Planner Blueprint™
04 1 5% Down Primary Then 9 25% Down Rental Properties

Achieved Financial Independence
First achieved in Month 171

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $7,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 171.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Virginia Beach, Virginia Nomad™ Property 1* $15,460 $0 $8,049 $0 $2,638 $26,148
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 1 $15,460 $23,410 $5,544 $2,504 $2,873 $49,791
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 2 $15,460 $22,252 $5,077 $2,682 $3,013 $48,483
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 3 $15,460 $20,444 $4,767 $2,818 $3,110 $46,600
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 4 $15,460 $19,839 $4,547 $2,924 $3,194 $45,964
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 5 $15,460 $19,074 $4,365 $3,019 $3,267 $45,185
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 6 $15,460 $18,159 $4,217 $3,102 $3,328 $44,265
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 7 $15,457 $19,651 $3,756 $3,179 $3,185 $45,228
Totals: $123,678 $142,828 $40,322 $20,228 $24,608 $351,665
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 1 5.32% 8.05% 1.91% 0.86% 0.99% 17.12%
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 2 5.93% 8.54% 1.95% 1.03% 1.16% 18.60%
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 3 6.49% 8.58% 2% 1.18% 1.31% 19.56%
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 4 6.99% 8.97% 2.06% 1.32% 1.44% 20.78%
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 5 7.50% 9.25% 2.12% 1.46% 1.59% 21.92%
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 6 8.01% 9.41% 2.18% 1.61% 1.72% 22.93%
Typical 25% Down Payment Virginia Beach, Virginia Rental Property 7 8.66% 11.01% 2.10% 1.78% 1.78% 25.34%
Totals: 6.81% 8.99% 2.03% 1.27% 1.38% 20.49%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports