The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 338

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 338.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Waco, Texas Nomad™ Property with 5% Discount 1 $13,155 $13,395 $11,011 $1,178 $2,902 $41,641
Typical Waco, Texas Nomad™ Property with 5% Discount 2 $13,155 $12,329 $10,444 $1,231 $2,948 $40,106
Typical Waco, Texas Nomad™ Property with 5% Discount 3 $13,155 $10,890 $9,177 $1,372 $3,082 $37,676
Typical Waco, Texas Nomad™ Property with 5% Discount 4 $13,155 $9,326 $7,923 $1,552 $3,256 $35,212
Typical Waco, Texas Nomad™ Property with 5% Discount 5 $13,155 $7,276 $7,024 $1,717 $3,411 $32,582
Typical Waco, Texas Nomad™ Property with 5% Discount 6 $13,155 $5,347 $6,337 $1,871 $3,555 $30,266
Typical Waco, Texas Nomad™ Property with 5% Discount 7 $13,155 $3,256 $5,717 $2,040 $3,713 $27,881
Typical Waco, Texas Nomad™ Property with 5% Discount 8 $13,155 $549 $5,159 $2,224 $3,881 $24,967
Typical Waco, Texas Nomad™ Property with 5% Discount 9 $13,155 -$4,426 $4,710 $2,400 $4,279 $20,117
Typical Waco, Texas Nomad™ Property with 5% Discount 10* $13,153 $0 $4,034 $0 $3,838 $21,024
Totals: $131,549 $57,940 $71,535 $15,585 $34,864 $311,473
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Waco, Texas Nomad™ Property with 5% Discount 1 3% 3.06% 2.51% 0.27% 0.66% 9.51%
Typical Waco, Texas Nomad™ Property with 5% Discount 2 3.13% 2.93% 2.49% 0.29% 0.70% 9.55%
Typical Waco, Texas Nomad™ Property with 5% Discount 3 3.49% 2.89% 2.44% 0.36% 0.82% 10%
Typical Waco, Texas Nomad™ Property with 5% Discount 4 4.02% 2.85% 2.42% 0.47% 1% 10.77%
Typical Waco, Texas Nomad™ Property with 5% Discount 5 4.61% 2.55% 2.46% 0.60% 1.20% 11.43%
Typical Waco, Texas Nomad™ Property with 5% Discount 6 5.30% 2.15% 2.55% 0.75% 1.43% 12.19%
Typical Waco, Texas Nomad™ Property with 5% Discount 7 6.26% 1.55% 2.72% 0.97% 1.77% 13.26%
Typical Waco, Texas Nomad™ Property with 5% Discount 8 7.72% 0.32% 3.03% 1.30% 2.28% 14.64%
Typical Waco, Texas Nomad™ Property with 5% Discount 9 9.63% -3.24% 3.45% 1.76% 3.13% 14.73%
Totals: 4.53% 2.22% 2.58% 0.60% 1.19% 11.12%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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