The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 103

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 103.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Houston, Texas Nomad™ Property with 5% Discount 1 $9,100 $17,352 $3,751 $1,475 $2,685 $34,362
Typical Houston, Texas Nomad™ Property with 5% Discount 2 $9,100 $16,831 $3,621 $1,519 $2,726 $33,798
Typical Houston, Texas Nomad™ Property with 5% Discount 3 $9,100 $16,295 $3,496 $1,565 $2,769 $33,225
Typical Houston, Texas Nomad™ Property with 5% Discount 4 $9,100 $15,743 $3,375 $1,612 $2,813 $32,643
Typical Houston, Texas Nomad™ Property with 5% Discount 5 $9,100 $13,169 $3,258 $1,660 $3,019 $30,206
Typical Houston, Texas Nomad™ Property with 5% Discount 6 $9,100 $12,335 $3,145 $1,710 $3,086 $29,376
Typical Houston, Texas Nomad™ Property with 5% Discount 7* $9,098 $0 $2,790 $0 $2,585 $14,473
Totals: $63,696 $91,726 $23,435 $9,541 $19,684 $208,083
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Houston, Texas Nomad™ Property with 5% Discount 1 6.88% 13.13% 2.84% 1.12% 2.03% 25.99%
Typical Houston, Texas Nomad™ Property with 5% Discount 2 7.42% 13.72% 2.95% 1.24% 2.22% 27.55%
Typical Houston, Texas Nomad™ Property with 5% Discount 3 8.05% 14.42% 3.09% 1.38% 2.45% 29.39%
Typical Houston, Texas Nomad™ Property with 5% Discount 4 8.82% 15.25% 3.27% 1.56% 2.73% 31.62%
Typical Houston, Texas Nomad™ Property with 5% Discount 5 9.55% 13.83% 3.42% 1.74% 3.17% 31.71%
Typical Houston, Texas Nomad™ Property with 5% Discount 6 10.67% 14.46% 3.69% 2% 3.62% 34.43%
Totals: 8.38% 14.07% 3.17% 1.46% 2.62% 29.71%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $6,000 and a Ideal Target Monthly Income in Retirement™ of $9,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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