The Real Estate Financial Planner Blueprint™
12 Buy 10 Nomads™ with 10% Lower Rents

Achieved Financial Independence
First achieved in Month 775

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $11,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 775.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 1 $100,843 $130,732 $0 $0 $5,178 $236,753
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 2 $100,843 $130,732 $0 $0 $5,178 $236,753
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 3 $100,843 $129,868 $0 $0 $5,171 $235,881
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 4 $100,843 $127,725 $0 $8,544 $5,152 $242,263
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 5 $100,843 $3,172 $78,072 $10,690 $15,116 $207,892
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 6 $100,843 -$20,998 $63,183 $12,765 $17,049 $172,842
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 7 $100,843 -$55,185 $49,362 $15,699 $19,784 $130,502
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 8 $100,843 -$82,175 $41,382 $18,200 $22,134 $100,383
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 9* $100,822 $0 $32,549 $0 $23,344 $156,715
Totals: $907,562 $363,870 $264,547 $65,897 $118,106 $1,719,983
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 1 2.90% 3.77% — — 0.15% 6.82%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 2 2.90% 3.77% — — 0.15% 6.82%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 3 2.90% 3.74% — — 0.15% 6.79%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 4 2.90% 3.68% — 0.25% 0.15% 6.98%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 5 3.49% 0.11% 2.70% 0.37% 0.52% 7.20%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 6 4.37% -0.91% 2.74% 0.55% 0.74% 7.48%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 7 6.29% -3.44% 3.08% 0.98% 1.23% 8.13%
Typical Hillsboro, Oregon Nomad™ Property with 10% Lower Rents 8 9.50% -7.74% 3.90% 1.71% 2.08% 9.45%
Totals: 3.71% 1.67% 1.07% 0.30% 0.44% 7.19%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $11,000 and a Ideal Target Monthly Income in Retirement™ of $17,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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