The Real Estate Financial Planner Blueprint™
15 Buy 10 Nomads™ with 10% Higher Rents

Achieved Financial Independence
First achieved in Month 151

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $13,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 151.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 1 $23,689 $38,729 $10,648 $3,961 $6,044 $83,072
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 2 $23,689 $37,344 $10,279 $4,080 $6,155 $81,548
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 3 $23,689 $35,918 $9,923 $4,202 $6,269 $80,002
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 4 $23,689 $33,979 $9,579 $4,328 $6,424 $78,000
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 5 $23,689 $27,116 $9,247 $4,458 $6,973 $71,484
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 6 $23,689 $25,383 $8,927 $4,592 $7,112 $69,703
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 7 $23,689 $23,598 $8,618 $4,730 $7,255 $67,889
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 8* $23,684 $0 $7,646 $0 $6,077 $37,408
Totals: $189,509 $222,068 $74,869 $30,351 $52,309 $569,105
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 1 7.16% 11.71% 3.22% 1.20% 1.83% 25.12%
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 2 7.76% 12.24% 3.37% 1.34% 2.02% 26.73%
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 3 8.49% 12.87% 3.56% 1.51% 2.25% 28.67%
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 4 9.36% 13.43% 3.79% 1.71% 2.54% 30.82%
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 5 10.23% 11.71% 3.99% 1.93% 3.01% 30.87%
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 6 11.59% 12.42% 4.37% 2.25% 3.48% 34.11%
Typical Jersey City, New Jersey Nomad™ Property with 10% Higher Rents 7 13.41% 13.36% 4.88% 2.68% 4.11% 38.43%
Totals: 9.31% 12.47% 3.78% 1.70% 2.60% 29.86%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $13,000 and a Ideal Target Monthly Income in Retirement™ of $20,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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