The Real Estate Financial Planner Blueprint™
22 Buy 10 Nomads™ with .5 Worse Mortgage Interest Rate
Achieved Financial Independence
First achieved in 
Month 396
The following 
Goal
Financial independence is typically a combination of the Safe Withdrawl Rate for the 
Scenario from the 
Account
Properties
We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.
The following chart shows the total of all Account Balances for the Scenario
The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.
Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).
And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 396.
Return in Dollars + Reserves
Here's the return in dollars + reserves for the Properties
| Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | RID+R12™ Total |
|---|---|---|---|---|---|---|
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 1 |
$13,147 | $28,808 | $0 | $0 | $1,394 | $43,350 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 2 |
$13,147 | $27,795 | $0 | $1,245 | $1,385 | $43,573 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 3 |
$13,147 | $11,164 | $12,192 | $1,450 | $2,716 | $40,670 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 4 |
$13,147 | $9,077 | $10,588 | $1,632 | $2,883 | $37,328 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 5 |
$13,147 | $7,434 | $9,196 | $1,837 | $3,077 | $34,691 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 6 |
$13,147 | $4,374 | $8,104 | $2,042 | $3,259 | $30,927 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 7 |
$13,147 | $1,885 | $7,184 | $2,259 | $3,458 | $27,934 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 8 |
$13,147 | -$317 | $6,463 | $2,469 | $3,652 | $25,414 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 9 |
$13,147 | -$5,768 | $5,780 | $2,711 | $4,160 | $20,031 |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 10* |
$13,147 | $0 | $5,261 | $0 | $4,017 | $22,426 |
| Totals: | $131,474 | $84,452 | $64,767 | $15,647 | $30,003 | $326,343 |
| * Denotes a property that had no rent for at least part of the period covered. | ||||||
Return on Equity + Reserves
Here's the return on equity + reserves for the Properties
| Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | ROE+R12™ Total |
|---|---|---|---|---|---|---|
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 1 |
2.85% | 6.24% | — | — | 0.30% | 9.39% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 2 |
2.85% | 6.02% | — | 0.27% | 0.30% | 9.44% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 3 |
3.20% | 2.72% | 2.97% | 0.35% | 0.66% | 9.90% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 4 |
3.69% | 2.55% | 2.97% | 0.46% | 0.81% | 10.48% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 5 |
4.37% | 2.47% | 3.06% | 0.61% | 1.02% | 11.53% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 6 |
5.26% | 1.75% | 3.24% | 0.82% | 1.30% | 12.37% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 7 |
6.57% | 0.94% | 3.59% | 1.13% | 1.73% | 13.97% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 8 |
8.52% | -0.21% | 4.19% | 1.60% | 2.37% | 16.47% |
| Typical Independence, Missouri Nomad™ Property with .5 Higher Interest Rate 9 |
12.25% | -5.37% | 5.39% | 2.53% | 3.88% | 18.67% |
| Totals: | 4.38% | 3.12% | 2.20% | 0.58% | 0.96% | 11.25% |
Asset Allocation
How are assets allocated? Let's first look at this month.
And how have they looked over time up to this month?
Phases of Financial Independence™
With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your Goal
Scenario into my Real Estate Financial Planner™ Software Account
Blueprint™ Menu of Sections
- Introduction
- Accounts
- Properties
Rules
- Significant Events
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Achieved Financial Independence Goal
- Paid Off Mortgage
- Achieved Ideal Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved 2 X Ideal Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Final Month Summary
Reports