The Real Estate Financial Planner Blueprint™
26 1 5% Down Primary Then 9 All Cash Rental Properties

Achieved Financial Independence
First achieved in Month 435

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $4,948.29 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 435.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Minneapolis, Minnesota Nomad™ Property 1* $27,457 $0 $0 $0 $1,615 $29,072
Typical All Cash Minneapolis, Minnesota Rental Property 1 $27,457 $44,841 $0 $3,459 $2,193 $77,950
Typical All Cash Minneapolis, Minnesota Rental Property 2 $27,457 $44,204 $0 $4,338 $2,188 $78,187
Typical All Cash Minneapolis, Minnesota Rental Property 3 $27,457 $44,681 $0 $5,066 $2,192 $79,397
Typical All Cash Minneapolis, Minnesota Rental Property 4 $27,452 $44,000 $0 $5,646 $2,190 $79,288
Totals: $137,281 $177,726 $0 $18,509 $10,378 $343,894
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical All Cash Minneapolis, Minnesota Rental Property 1 2.87% 4.69% — 0.36% 0.23% 8.16%
Typical All Cash Minneapolis, Minnesota Rental Property 2 2.87% 4.63% — 0.45% 0.23% 8.19%
Typical All Cash Minneapolis, Minnesota Rental Property 3 2.87% 4.68% — 0.53% 0.23% 8.31%
Typical All Cash Minneapolis, Minnesota Rental Property 4 2.87% 4.61% — 0.59% 0.23% 8.30%
Totals: 2.87% 4.65% — 0.48% 0.23% 8.24%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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